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Aditya Birla Sun Life Insurance Company Limited

What are some smarter ways to invest in Diwali?

November 3, 2026

10 mins read

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Disclaimer : ABSLI Nishchit Aayush Plan (UIN No 109N137V12) is a non-linked non-participating individual savings life insurance plan.
^ Provided 0 year deferment & Annually in Advance payout frequency is chosen at the time of inception of the policy. Annually in Advance payout frequency is only available in "Annual" premium payment mode. ^*Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income, Sum Assured 7 times of Annualized Premium and Deferment Period 0 years. Annualized Premium is ₹1,00,000 (Exclusive of GST.). Annual Income of ₹ 32,750 (32,750*40=  13,10,000) + Maturity Benefit (₹20,00,000)= ₹ 33,10,000 ADV/3/24-25/3076.

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Frequently asked questions

What are the best ways to invest my Diwali bonus?

Good investment avenues for festive bonuses include sovereign debt schemes, Equity Fund SIPs, and Comprehensive Life Policies.

Why should I prioritise financial planning during the festive season?

Festive planning helps you balance traditional celebrations with intentional savings, ensuring your annual bonuses contribute meaningfully to long-term wealth goals.

How does Life Insurance act as a festive financial gift?

Pure term insurance and guaranteed savings plans protect your family's financial future, ensuring essential milestones remain funded regardless of life contingencies.

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ABSLI Nishchit Aayush is a non-linked non-participating individual savings life insurance plan (UIN No 109N137V15)
^ - Provided 0 year deferment & Annually in Advance payout frequency is chosen at the time of inception of the policy. Annually in Advance payout frequency is only available in "Annual" premium payment mode.
~Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income, Sum Assured 7 times of Annualized Premium and Deferment Period 0 years. Annualized Premium is ₹1,20,000 (Exclusive of GST.). Annual Income of ₹ 42,360 (42,360*40=  16,94,400) + Maturity Benefit (₹16,80,000)= ₹ 33,74,400
^#Provided all due premiums are paid

ABSLI Nishchit Aayush Plan

Guaranteed^# Income

Life Cover across policy term

Lumpsum Benefit at policy maturity.

Get:
₹39.22 lakhs^~

Pay:
₹1 Lakh/year for 12 Years

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