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Aditya Birla Sun Life Insurance Company Limited
Aditya Birla Sun Life Insurance Company Limited
Her Growth - ULIP Plan for Women
For the woman who wants growth without compromise.
Choice of Life Insurance Cover as high as 30X$
Systematic withdrawal facility
Give ₹1 lakh/year for 6 years Get ₹ 16.61 lakhs @ 8% return1
Exclusive Investment Plan Benefits Designed for "Her"
Because you deserve investments that work as intelligently as you do.
High Life Cover
Secure a Life Insurance Cover up to 30X of your annual premium, depending on your age and policy term, to keep your family completely protected.
Emergency Liquidity
Access a Systematic Withdrawal Facility that allows for regular withdrawals to meet your recurring monetary needs during the policy term.
Comprehensive Health Shield
Enhance your investment by adding the Critical Illness Rider for customized protection against female-specific cancers and autoimmune conditions⁴.
Diverse Investment Options
Take charge of your market-linked returns by choosing from 5 distinct investment strategies and 19 funds tailored to match your risk appetite and financial goals.
Dual Advantage
Enjoy the dual benefit of aggressive wealth accumulation to fund major life milestones alongside continuous, reliable life insurance protection.
See How This ULIP Plan Works for You
Use Case 1
Ms. Vaani aged 35 years purchases ABSLI Param Suraksha with the details as given below:
He chooses Premium as his starting input point. Annualized Premium: Rs. 1,00,000 | Sum Assured: Rs. 30,00,000 | Sum Assured Multiple: 30X | | Premium Payment Term: 6 years | Policy Term: 20 years | Investment Option: Self-Managed Option | Fund Chosen: Nifty Alpha 50 Index Fund | Premium Payment Mode: Annual
She get ₹16,61,609 @ 8% or Rs 8,20,133 @ 4% at maturity and ₹30 Lakhs as sum assured¹.
1Female | Age: 35 Years | Sum Assured: Rs. 30,00,000 | Sum Assured Multiple: 30X | Annualized Premium: Rs. 1,00,000 | Rider Premium: 30,900| Total Premium: 1,30,900|ADB Rider & CCI Rider Opted| Premium Payment Term: 6 years | Policy Term: 20 years | Investment Option: Self-Managed Option | Fund Chosen: Maximiser Fund | Premium Payment Mode: Annual | You get ₹ 16,61,609 @ 8% or Rs 8,20,133 @ 4% at maturity. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.
ABSLI Param Suraksha is a unit-linked non-participating individual life insurance savings plan.
Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/surrender the money invested in Linked Insurance Products completely or partially till the end of the fifth year from inception.
Linked insurance products are different from the traditional insurance products and are subject to the risk factors.
The premium paid in linked insurance policies are subject to investment risks associated with capital markets. The NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.
Aditya Birla Sun Life Insurance is only the name of the Life Insurance Company and ABSLI Param Suraksha is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Past performance is not necessarily an indication of future performance.
UIN: 109L149V01
ADV/3/25-26/1893
