Aditya Birla Sun Life Insurance Company Limited

Life Insurance Plans

Secure your family's future in this increasingly uncertain world and don't leave their dreams to fate.

If your dream for yourself and your loved ones is to live life on your own terms, then you will need to ensure that this dream comes to fruition. The best way to do this is to take term insurance. Aditya Birla Sun Life Insurance Company Limited (ABSLI) offers you the chance to take term insurance plans that go a long way in ensuring that your family is cared for even when storm clouds gather over the horizon.

ABSLI's Protection Solutions offer plans that provide complete financial security for your family. One simple step you take today - of taking term insurance will offer you the chance to get sizeable life coverage at low premiums.

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    ABSLI DigiShield Plan
    ABSLI UltimaTerm
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Life Insurance  ABSLI Income Shield Plan Know More   MEET AN ADVISOR  
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Wealth with Protection Solutions

It is important to have a dream in life, but it is even more important to have a plan that makes your dream come true. Your dream could encompass anything – having a sports car, buying a villa, taking a foreign vacation every year, starting a profitable business with your day job, et al. Merely dreaming the dream will not make it come true, you will need a solid plan to back your vision.

This plan will come through unit linked insurance plans under the aegis of the Aditya Birla Sun Life Insurance Wealth with Protection Solutions. There are five plans on offer, which provide a sizeable life insurance cover and help you save money regularly for the future.

Life Insurance  ABSLI Wealth Assure Plus Know More   MEET AN ADVISOR   BUY ONLINE   BUY ONLINE  
Life Insurance  ABSLI Wealth Max Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Wealth Secure Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Fortune Elite Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Wealth Aspire Plan Know More   MEET AN ADVISOR     

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Children's Future Solutions

Your child brings you unceasing joy, and your entire life is focused towards helping your child realize his every ambition. You work tirelessly to help your child realize his every dream and every life goal…and a major part of your life is dedicated to ensuring that you have the financial wherewithal to meet future expenses for your child.

These expenses include funding your child's foreign education, helping with capital to set up a small home-based business or even paying for a lavish wedding. The best way to raise essential funds for these expenses is to invest in child insurance plans. To this end, Aditya Birla Sun Life Insurance Future Solutions extends a helping hand to parents who wish to convert their children's every dream to reality.

Life Insurance  ABSLI Vision Star Plan Know More   MEET AN ADVISOR   BUY ONLINE   BUY ONLINE  

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Health

Medical costs have skyrocketed over the years, and often we find ourselves struggling to arrange for funds required during a medical emergency. Such unforeseen events can play havoc with our financial planning and cause sleepless nights.

Here's when Aditya Birla Sun Life Insurance Health Solutions come to the rescue. Now you can focus on getting quality treatment, rather than having to worry about organizing the funds. Our plans offer various options to insure yourself and your family for an adequate sum, covering hospitalization, major illnesses and injuries.

Life Insurance  ABSLI Cancer Shield Plan Know More   MEET AN ADVISOR   BUY ONLINE   BUY ONLINE  
Life Insurance  ABSLI Hospital Plus Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI CritiShield Plan Know More   MEET AN ADVISOR     

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Retirement Solutions

The retirement years are a time of blissful rest and enjoyment of hobbies. But it also brings with it a dreadful fact: your income stops, but your expenses continue unabated. Suddenly, you begin to feel the financial pressures of daily living, as you realise that your carefully cultivated savings are quickly whittled away to run your household expenses.

Inflation, rising living costs, dwindling savings…how will you combat these eventualities? You can trust the Aditya Birla Sun Life Insurance Retirement Solutions , a retirement pension plan that answers every financial conundrum that retirement may pose. With three excellent retirement plans on offer, you can build a sizeable fund of money that will last you all through your post-retirement stage.

Life Insurance  ABSLI Empower Pension Plan Know More   MEET AN ADVISOR  
Life Insurance  ABSLI Immediate Annuity Plan Know More   MEET AN ADVISOR  
Life Insurance  ABSLI Empower Pension - SP Plan Know More   MEET AN ADVISOR  

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Savings with Protection

The purpose of any responsible person's life is to create sufficient wealth and security for the future. Every person works hard throughout life so that he and his loved ones may enjoy every material comfort and not want for anything. This often entails compromising on small joys in the present to enjoy a good life later.

But what if there was a way to enjoy a good standard of living and also save consistently for future use? ABSLI savings with Protection Solutions offers you the chance to steadily save money in small amounts, with the added advantages of a large life cover and tax free returns on the endowment insurance plan. These small savings secure your future, and your loved ones can be assured of stability even in your absence.

Life Insurance  ABSLI SecurePlus Plan Know More   MEET AN ADVISOR   BUY ONLINE   BUY ONLINE  
Life Insurance  ABSLI Vision MoneyBack Plus Plan Know More   MEET AN ADVISOR  
Life Insurance  ABSLI Vision LifeIncome Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Savings Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Vision LifeSecure Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Income Assured Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Vision Endowment Plus Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Guaranteed Milestone Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI - Jeevan Bachat Plan Know More   MEET AN ADVISOR     
Life Insurance  ABSLI Monthly Income Plan Know More   MEET AN ADVISOR     

Know more about Endowment Policy

Attention: Families of Himachal Pradesh, Karnataka, Kerala, Maharashtra & Gujarat flood victims.

Toll free (Within India):

1800 270 7000

Outside India: :

+91 22 66917777

(Call charges apply)

Between 9 am to 9 pm, All 7 Days

Send an Advisor

Mail on:

care.lifeinsurance@adityabirlacapital.com

Get to a branch closest to you

Connect with us on Whatsapp:

Send "Hi" on 8828800040 from your registered number and get your policy information on your fingertips

Types of Life Insurance Plans

Health

Health Plans

saving

Saving with Protection

  • Tax benefit: Tax benefit might not be on your mind while insuring life but it is certainly an added bonus. The premiums and the payouts both offer tax benefits and exemptions as per the existing tax laws of section 80C and section 10(10D).

  • Affordability: One can choose the desired life cover as per their needs. The premiums can be paid as per the term policy holder's ease. It can be paid monthly, quarterly or yearly.

  • Financial liability: In case of the policy holder's death, the lump sum amount received by the family can be used to clear out the existing debts or loans.

  • Death benefit: In case of the policy holder's death, the lump sum amount received by the family can be used to clear out the existing debts or loans.

  • Critical illness: In case the policy holder is diagnosed with some critical illness he/ she can receive a lumpsum amount or receive a supplementary monthly income.

How Term Insurance Plan works?

Term plan in lucid language means securing/ protecting one's life by paying a fixed premium at a fixed frequency (annually, semi-annually, quarterly or monthly). Term insurance is the simplest form of life insurance product. It offers a big amount of cover at a minimum premium amount.

In case of a sudden natural or accidental death of the policy holder the cover is given to the nominee mentioned in the policy. It can either be given as a lump sum amount, monthly income amount or the two combined together as chosen by the insurer at the time of purchase.

    The core purpose of opting for a term insurance is to provide financial independence to your family, be it in your presence or absence. Here are some important key factors that one needs to consider before finalizing on a term policy:

  • Policy Tenure: One can choose the number of years he/she wants their life to be covered under the tenure. While choosing a term it is better to choose the one that would cover your retirement as it would provide additional benefits.

  • Claim settlement ratio: The proportion explains the number of settlements that have been done per 100 claims. The higher the ratio better it is. ABSLI has a 97.15% claim settlement ratio.

  • Cover amount: Generally the cover amount is decided as per the individual’s income and his/her existing debts/outstanding loans.

  • Term insurance premium: Based on an individual’s age and lifestyle, one needs to pay a small premium amount to build the life cover. Hence, the premium amount differs from one policy holder to the other.

  • Inflation factor: The rising price is one of the direct effects of inflation. In order to maintain your standard of living, it is wise to get a term insurance plan to secure your tomorrow.

    A Term Insurance Plan covers all the needs that one might have at key milestones of their life. It is always best to be well aware about the features of your Term Insurance as it helps you to keep a close eye on every minute detail.

  • Policy Term: The minimum eligibility age is 18 and maximum limit is 65 with additional benefits. As ones age increases the premium for the policy increases too. Hence, it is better to start early.

  • Age of entry: The minimum policy term is 5 years and can vary from 10,15,20,25 years. It is always wise to opt for longer terms as it covers all the milestones and provides a financial aid in an hour of crisis.

  • Additional rider benefits: Additional benefits such as critical illness or permanent disability are also available. These benefits can be added and the term plan can be customized by paying an additional premium amount. ABSLI offers:

    • ABSLI Accidental Death Benefit Rider Plus

    • ABSLI Accidental Death and Disability Rider

    • ABSLI Critical Illness Rider

    • ABSLI Surgical Care Rider

    • ABSLI Hospital Care Rider

  • Premium payment term: As per the policy holder’s convenience, he/she can choose the premium paying term. The term can be either single pay, limited pay or regular pay.

Why choose ABSLI?

Why choose ABSLI?

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Claim Settlement Ratio

It is often said that higher the claim settlement ratio, better it is. ABSLI has an astounding claim settlement ratio of 97.15%.

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Strong legacy

Aditya Birla Capital is one of the most trusted brands & its joint venture with Sun Life Insurance has gained accolades in the industry with the name Aditya Birla Sun Life Insurance.

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Simple & need based products

ABSLI aims to make savings and living easier for each individual. So, each product has been made in accordance with the basic and simple needs of every customer.