Aditya Birla Sun Life Insurance Company Limited

Fund Options

Group Fixed Interest Fund

This fund option with full exposure in debt market instrument, aims to achieve value creation at low risk over a long-term horizon by investing into high quality fixed interest securities.

Group Bond Fund

This Fund Option aims to achieve capital preservation along with stable returns by investing in corporate bonds over medium-term period.

Group Gilt Fund

This Fund Option aims to deliver safe and consistent returns over a long-term period by investing in Government Securities for capital preservation of the Policyholder.

Group Money Market Fund

The primary objective of this BSLI Fund Option is to provide reasonable returns, at a high level of safety and liquidity for capital conservation for the Policyholder.

Group Secure Fund

This Fund Option helps build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of investment in equity and debt.

Group Stable Fund

This Fund Option helps you grow your capital through enhanced returns over a medium to long term period through investments in equity and debt instruments, thereby providing a good balance between risk and return

Group Growth Advantage Fund

The objective of the fund is to provide blend of fixed return by investing in debt & money market instruments and capital appreciation by predominantly investing in equities of fundamentally strong and large blue-chip companies.

Group Short Term Debt Fund

This fund option helps to provide capital preservation at a high level of safety & liquidity through judicious investments in high quality short-term debt instruments.

Group Growth Fund

The objective is to achieve optimum balance between growth and stability to provide long-term capital appreciation with balanced level of risk by investing in fixed income securities and high quality equity security

Benefits of Employer-Employee Insurance Scheme

IconBullet

Guaranteed Additions
While the policy is in force, guaranteed additions will be added to the Policy Fund Value on each policy anniversary.

IconBullet

Vesting Benefit
Vesting will be as per the scheme rules, upon which an amount as decided by the Master Policyholder shall be payable, in accordance with the scheme rules.

IconBullet

Surrender Benefit
You can surrender the policy anytime and we will pay the Policy Fund Value. The policy will be terminated

IconBullet

Death Benefit
If the Member dies while the policy is in force, the Death Benefit payable will be an amount, as decided by the Master Policyholder, in accordance with the scheme rules.

Minimum Group Size 10 members
Minimum Age at Entry 18 years
Maximum Age at Entry As per scheme rules /79 years
Maximum Age at Maturity As per scheme rules /80 years
Policy Term One Year (Annually Renewable)
Maximum Policy Term Annually renewable. Policy to continue indefinitely until it's surrender, or expiry of membership term of existing members and there are no new members
Minimum Premium Rs.100,000/ No upper limit

Frequently Asked Questions

Besides the general charges, the policyholder will be levied premium allocation charges of 0.5% of the premiums and fund management charges of 1% per annum for all funds.

The policyholder can surrender the policy anytime and he/she will be paid the entire Policy Fund Value. The policy will stand terminated.

Yes. You can cancel the policy anytime during the freelook period of 15 days from the date of its purchase.

You need to make a minimum contribution of Rs. 1 lakh every year towards the policy. However, there is no cap on the maximum contribution that you can make.

No. Partial withdrawals are not allowed under this policy. Fund withdrawals are allowed only in case of employee’s exit from the service in accordance with the scheme rules.

KNOW YOUR FUNDS

With Aditya Birla Sun Life Insurance Assured Pension (DB) Plan, you can invest in a mix of equity and debt funds of your choice. Moreover, you can track your fund’s performance, know their NAVs, and do much more by simply.

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating, non-linked, fund based group plan. The amount of Contributions less Benefits paid plus interest earned are reflected in the Policy Account value and is guaranteed at all times. ABSLI’s liability is limited to the Policy Account Value and the Sum Assured payable in case of death. BSLI reserves the right to recover levies such as the GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. This brochure contains only the salient features of the plan. For further details please refer to the policy contract. Tax benefits mentioned herein are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. For more details on this plan visit our website.
UIN: 109N070V03
ADV/10/24-25/1883

https://lifeinsurance.adityabirlacapital.comExit Intent PopupCLOSE-BUTTON

Get Guaranteed Returns After a Month^

Unlock the Power of Smart Investment!

*Min 3 characters allowed
+91
*Please enter a valid 10 digit Mobile No
https://lifeinsurance.adityabirlacapital.comExit Intent PopupCLOSE-BUTTON
ICON-TICK

Thank you for your details. We will reach out to you shortly.

https://lifeinsurance.adityabirlacapital.comExit Intent PopupCLOSE-BUTTON
ICON-TICK

Currently we are facing some issue. Please try after sometime.

whatsapp-imagewhatsapp-image