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Aditya Birla Sun Life Insurance Company Limited
Aditya Birla Sun Life Insurance Company Limited
Life Insurance
Solutions for NRIs
Secure your family’s future in India, even while living abroad.
98.65% Claim Settlement Ratio (FY 23-24)
Quick NRI Quote
Show your interest and we will connect you
ISO Certified Processes
IRDAI Regulated
Trusted by 10 Lakh+ NRIs
Who is Eligible?
Life insurance plans are available for individuals classified as:
NRI
Non-Resident_Indian
PIO/OCI
Person of Indian Origin/Overseas Citizen of Indian
FNIO
Foreign Nationals with Indian Origin
NRIs residing in select countries may be eligible to purchase life insurance policies in India, subject to applicable guidelines and underwriting norms
Why Buy from India?
Purchasing life insurance in Indian can offer severl advantages for NRIs:
*Tax benefits are subject to applicable laws and may change from time to time
Choose your Plan
Explore a range of life insurance solutions based on your financial goals
Term Plan
ABSLI Super Term Plan
- Health Management Services Worth ₹74000²
- 3 Plan options
- 100% return of premium³
Savings Plan
ABSLI Super Term Plan
- Health Management Services Worth ₹74000²
- 3 Plan options
- 100% return of premium³
ABSLI Super Term Plan
- Health Management Services Worth ₹74000²
- 3 Plan options
- 100% return of premium³
Why ABSLI?
ABSLI empowers NRIs with compliant, structured solutions for sustainable wealth creation. Because true financial planning goes beyond borders.
Ease of premium payment
Executive NRI helpdesk
Medical tie-ups
Digital policy servicing
97.38% Claim settlement ratio
Premium Options & Policy Payouts
Premium Payment Options
NRI can pay premiums through approved banking channels, such as:
- NRE (Non-resident External) accounts
- NRO (Non-Resident Ordinary) accounts
- FCNR (Foreign Currency Non-Resident) accounts
- Foreign bank account as SWIFT
Policy Payouts & Repatriation
- Policy benefits are generally payable in India
- Claims payouts are made to the nominee or beneficiary as per policy terms
- Repatriation of proceeds , if applicable, is subject to RBI, FEMA and other regulatory guidelines
Premiums can be paid as per policy terms using permitted modes, subject to regulatory guidelines
Medical Examination & Documentation
Depending on age, policy type, and sum as sured:
Specific requirements are determined during the application process.
Indicative Taxation Guidance for NRIs
Premiums paid may qualify for tax benefits under applicable sections of the Income Tax Act, subject to prevailing laws
Policy proceeds may also be eligible for tax exemptions, as per applicable conditions
*NRIs are advised to consult a tax advisor for detailed guidance.
98.65%
Claim Settlement Ratio (FY 2024-25)
Exclusive
24/7 NRI Helpdesk Support
Frequently Asked Questions
Yes, NRIs can apply for life insurance while residing overseas, subject to eligibility and underwriting guidelines.
Premiums can be paid through permitted NRE/NRO/FCNR accounts.
Medical requirements depend on age, policy type, and sum assured.
Your policy continues as per terms and conditions, irrespective of residential status.
Yes, it can be tax free subject to section 10-10(D), DTAA, prevailing tax law in country of residence
Need more Information?
absli.nrisales@adityabirlacapital.comADV
