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Aditya Birla Sun Life Insurance Company Limited
Aditya Birla Sun Life Insurance Company Limited
Her Nishchit - Savings Plan for Women
For the woman who values certainty and discipline.
Guaranteed# Income
Lumpsum Benefit at policy maturity, in addition to Income
Life Cover across policy term
Give ₹1 Lakh/year for 12 Years
Get Guaranteed# Benefits of ₹39.22 Lakhs¹ Over 40 Years
A Savings Investment Built Around You
Because a predictable future gives you the freedom to live an unpredictable life.
Immediate Liquidity
Start receiving regular guaranteed# payouts as early as the end of the first policy month or year.
Comprehensive Health Shield
Safeguard your investment by adding the Critical Illness Rider for protection against female-specific cancers and autoimmune conditions.
Long-Term Stability
Secure your long-term wealth creation with predictable, dependable returns that are entirely immune to market risks.
Guaranteed Income upto 40 Years
Build a reliable secondary income stream with guaranteed# payouts lasting four decades, ensuring your expenses are always covered.
Maturity Benefit
Receive a guaranteed# lump sum payout at maturity to confidently fund your major life milestones or grand plans.
Continuous Life Cover
Enjoy robust life insurance protection across the full policy term to keep your family completely secure, no matter what.
See How This Guaranteed Savings Plan Works
Use Case 1
Ms. Shivani, age 35 years, invests Rs. 1,00,000 p.a. in ABSLI Nishchit Aayush Plan.
She opts for a Long Term Income variant with Premium Payment Term of 12 years and Policy Term of 40 years.
She receives Rs 38,050 as income every year which makes it a total of Rs 15,22,000 and receives maturity benefit of Rs 24,00,000 at the end of the policy term¹.
#Provided all due premiums are paid.
¹Female- 35 yrs invests in ABSLI Nishchit Aayush Plan with Level Income with Enhanced Lumpsum Benefit . She chooses premium payment term 12 yrs , policy term 40 years, benefit option -Long Term Income, Sum Assured 10 times of Annualized Premium and Deferment Period 0 years. Guaranteed Income: ₹38,050 p.a. | Maturity Benefit : ₹24,00,000 |(Total ₹39.22 Lakhs) | Benefit Payout Frequency: Annually in Arrears.
²Maturity Benefit is available under all Income Variants except Income only Variant option. Please refer prospectus for more details.
ABSLI Nishchit Aayush Plan is a non-linked non-participating individual savings life insurance plan. This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). An extra premium may be charged as per our then-existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. Tax benefits may be available as per prevailing tax laws. For more details and clarification call Your ABSLI Insurance Advisor or visit our website and see how we can help in making Your dreams come true. UIN:109N137V15
ADV/3/25-26/1888
