Aditya Birla Sun Life Insurance Company Limited

Premium Payment Options

Premium payments via Cheque, DD and Cash are accepted across Aditya Birla Sun Life Insurance branches. In addition to this, premium payments via credit/debit card are accepted at selected locations. Click here to download the list of branches that accept payments through cash.

Guidelines

Cheque/DD needs to be in favor of Aditya Birla Sun life Insurance Company Ltd. Policy No. XXXXXXXXX DD needs to be accompanied with a DD declaration. Click here to know more Third party payment norms would be applicable while accepting payments.

Cash Collection for Renewal Premium with 1% Convenience Fee is applicable from 12 Feb’26.

  • This is only for Renewal Premium collected through CASH; it will have a 1% convenience fee for selected branches.
  • With 1% convenience fee, total cash collection should not exceed ₹50,000.
  • Till Mode Premium Rs. 49,504/- to be collected with 1% convenience fee – total premium will be ₹49,999/-.

Branch visit timings

Monday to Saturday :- 9:30 am to 6:00 pm (Closed on 2nd and 3rd Saturday and Sunday of every month)

Policy in Premium paying Status: Online premium payment is allowed through our website and Mobile site (M- Site) Premium payment can be done via quick links "Pay Premium option" by using policy number and insured DOB Customer can also logon to My Insurance and pay the premium

Now you can also pay your Aditya Birla Sun Life Insurance policy premiums vide cheque/cash/DD at any nearest Axis Bank branch.

Axis Bank timing:

9:30 am to 3.30 pm Monday to Friday 9:30 am to 3.30 pm Saturday (Closed on 2nd and 4th Saturday)

Now you can also pay your Aditya Birla Sun Life Insurance policy premiums vide cash/cheque or demand draft at any ICICI bank branch within your vicinity

Work hours:

9:30 am to 3.30 pm Monday to Friday 9:30 am to 3.30 pm Saturday (Closed on 2nd and 4th Saturday)

Now you can also pay your Aditya Birla Sun Life Insurance policy premiums vide cash/cheque or demand draft at any SBI bank branch within your vicinity

Work hours:

10:30 am to 3:30 pm Monday to Saturday 10:30 am to 3.30 pm Saturday (Closed on 2nd and 4th Saturday)

Our convenient and user-friendly payment renewal methods provide you secure uninterrupted life coverage.

Benefits

Relieved from the hassle of registration Immediate payment possible across India with the help of valid online banking account. Simple Steps for Net Banking

Step 1 Enter the login section with Username/Password

Step 2 Immediate payment possible across India with the help of a valid online banking account

Step 3 Select policy id & click on pay now

Step 4 Select Net Banking option

Step 5 Select your Banking partner

Step 6 Login to the Banks secured section and complete transaction

Step 7 Print a premium receipt

Note:

You can also pay your premium without login with Username / Password. Click here to pay now Access wide network of over 40 banks across India.

Benefits

Relieved from the hassles of remembering premium due dates On time premium payment helps you avoid the hassles of policy lapsation Relieved from the hassles of cheque issuance Simple steps to enroll for NACH payment facility

Step 1 Download an NACH/Direct Debit Form or obtain it from any of our Branch offices

Step 2 Submit the duly completed NACH/Direct Debit Form and an original cancelled cheque with MICR code at your nearest Branch Office or ABSLI Head Office at least 35 days prior to your due

Direct Debit from your Bank Account

Locations where ECS is not available you can enjoy Direct Debit facility only with following banks

List Of Banks

State Bank Of India

Benefits

Relieved from the hassles of remembering premium due dates On time premium payment helps you avoid the hassles of policy lapsation Relieved from the hassles of cheque issuance Simple Steps to enroll for Direct Debit payment facility

Step 1 Download an NACH/Direct Debit Formor obtain it from any of our Branch offices.

Step 2 Submit the duly completed Auto Debit form and an original cancelled cheque with MICR code at your nearest Branch Office or ABSLI Head Office at least 35 days prior to your due date.

Direct Debit to your Credit Card

You can avail of Direct Debit facility on your Credit Card and pay your renewal premium through your credit card.

Benefits

Relieved from the hassles of remembering premium due dates On time premium payment helps you avoid the hassles of policy lapsation Relieved from the hassles of cheque issuance Simple Steps to enroll for Direct debit payment facility on your credit card

Step 1 Download a Direct Debit to your Credit Card Form or obtain it from any of our Branch offices.

Step 2 Submit the duly completed Form with a self-attested photocopy of the front side of your credit card at your nearest Branch Office or ABSLI Head Office at least 15 days prior to your due date.

Process of premium payments vide NEFT: NEFT facility can be used through the Net Banking option available on your bank's website or by visiting your bank's branch, where NEFT facility is enabled.

A) Procedure for making NEFT payments:

Step 1 Log on to the Netbanking section of your bank's website

Step 2 Go to 'NEFT –Fund Transfer' section

Step 3 Fill in the below mentioned details

Beneficiary NameAditya Birla Sun Life Insurance Co. Ltd.
Beneficiary Account numberBSLI"Policy Number"
"Policy Number" must be your 9 digit policy number e.g. BSLI001234567
Beneficiary IFSC CodeCITI0100000
Beneficiary Bank nameCitibank NA
Branch NameFort branch
Amount"Due Premium Amount"
Nature of payment / PurposeInsurance premium paid to BSLI Policy number . e.g. 'BSLI 123456789'
To make payment offline, please obtain the 'NEFT Transfer Form' from your bank's branch.

B) SWIFT Transfer for Out of india customers: Please use the below remittance details for the swift transfer.

Funds remittance instruction format [MT103]

Remitting Bank to remit funds to Citi India's nostro a/c with Citi NY and send the following MT103:

Correspondent BankCitibank NY
SWIFT CodeCITIUS33
Beneficiary Bank of USDCitibank India
Citibank IndiaCITIINBX
Value date[insert same date as date of remittance]
Citibank India Nostro A/c Number with Citi NY10990896
Beneficiary a/c no9421246 - Birla Sunlife Insurance Co Ltd [to appear in field 59]
Purpose of remittance in field 70Insurance premium paid to BSLI
To make payment offline, please obtain the 'NEFT Transfer Form' from your bank's branch.

This facility allow you to pay your premium amount along with all other bills that you pay through Bill Desk / Bill Junction account.

To avail this facility, please follow these simple steps

Simple Steps for Net Banking

Step 1 Logon to www.billdesk.com / www.billjunction.com

Step 2 Register yourself online (No registration required, if you are an existing registered Bill Junction / Bill Desk user)

Step 3 Select Aditya Birla Sun Life Insurance as a Biller under Insurance category

Step 4 Enroll your Policy

Step 5 Authorize your payment.

Benefits

Relieved from the hassle of registration Immediate payment possible across India with the help of a valid credit card. Simple steps for Credit Card payment

Step 1 Enter the login section with Username / Password

Step 2 Select Payment Option

Step 3 Select policy id & click on pay now

Step 4 Select Credit Card option

Step 5 Select your card type

Step 6 Complete the transaction

Step 7 Print a premium receipt

Note:

You can also pay your premium without login with Username / Password. Click here to pay now. We accept all major credit cards (Visa/Master/Diner/AMEX/Rupay Card).

Benefits

No registration required Immediate payment possible across India with the help of a valid debit card List of card options available

VISA Mater Card SBI Maestro Other Bank Maestro Rupay card Simple steps for Debit Card payment:

Step 1 Enter the login section with Username / Password

Step 2 Select 'Payment Option'

Step 3 Select policy id and click on 'pay now'

Step 4 Select 'Debit Card' option

Step 5 Select your Bank from the list

Step 6 Complete the transaction

Step 7 Print a premium receipt

Now you can pay our premium online through Anytime Anywhere.

Simple steps for Paytm payment via ABLSI website:

Step 1 Enter the login section with Username / Password

Step 2 Select 'Payment Option'

Step 3 Select policy id and click on 'pay now'

Step 4 Select 'wallet' option

Step 5 Select 'Paytm' option

Step 6 Complete the transaction

Step 7 Print a premium receipt

Simple step from Paytm website

Step 1 Click here

Step 2 Mention 9 digit policy number

Step 3 click on 'Get Premium'

Step 4 Select 'proceed to pay'

Step 5 Mention user id and password

Step 6 Complete the transaction

Step 7 Print a premium receipt

Simple step from Paytm wallet

Step 1 Visit paytm mobile wallet

Step 2 Select 'Insurance" then Aditya Birla Sun Life Insurance

Step 3 Mention 9 digit policy number

Step 4 Click on 'Get Premium'

Step 5 Select 'proceed to pay'

Step 6 Complete the transaction

Step 7 Print a premium receipt

Make payment through mobile App and website

Simple steps for Website

Step 1 Enter the login section with Username / Password or click here

Step 2 Select 'Payment Option'

Step 3 Select policy id and click on 'pay now'

Step 4 Select 'wallet' option

Step 5 Select ‘Jio Money’ option

Step 6 Complete the transaction

Step 7 Print a premium receipt

Online Standing instruction on Credit card can be done in Premium Paying, lapse, Reduce paid up and Discontinued - Payout Pending status. Please find the below the process note to set online standing instruction.

SI on CC registration option is available on Quick links/ My Insurance/ Payment Page Click On SI on Credit Card from Quick link. Enter 9 digit Policy no. and Insured's Date Of Birth Select policy no. and click on the submit button. Click on SI on Credit Card and enter the CC details for registration. Note- If there is no dues, amount Rs. 2/- will be charged to the card for Authentication and same will be refunded back to the card in 14 days.

Online payment wallet or e-commerce payment system simplifies the transaction by the electronic payment

Wallets
Aditya Birla Payment walletAirtel MoneyIcash Crd
ITZ cash CardMobikwikMoney On mobile wallet
HDFC PayZappOla MoneyPayworld Money
The mobile WalletOxigen walletPockets ( ICICI Bank)

Pay online using Debit card plus ATM PIN facility. Available only for following banks

Debit Card+ ATM Pin
Bank Of BarodaBank Of MaharashtraBank Of India
Canara BankIDFC bankIndian Overseas Bank
Indusind BankKranata Gramin BankKerala Gramin Bank
Rajasthan State Co-op bankShivalik BankUnion Bank of India

Convenience to pay renewal premium through an EMI's option.

Please note that the loan to pay premium to be taken by the policyholder and down payment to be paid from policy holder's bank account only.

EMI on CC
Axis BankICICI bankHSBC bank
Indusind BankKotak BankRBL Bank
Standard CharteredSBIYES bank
HDFC BankJammu & Kashmir BankCITI bank

Now you can pay premium through Bharat QR

Now you can pay premium through UPI (Unified Payments Interface)

Enjoy convenience when it comes to your insurance renewal. Now you can pay our premium online through Google Pay

Simple steps for Google pay via ABLSI website:

Step 1 Enter the login section with Username / Password

Step 2 Select 'Payment Option'

Step 3 Select policy id and click on 'pay now'

Step 4 Select 'UPI' option

Step 5 Select 'Google Pay' option

Step 6 Complete the transaction

Step 7 Print a premium receipt

whatsapp-imagewhatsapp-image