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Homeबीमा शब्दकोशड# मृत्यु का दावा (डेथ क्लेम)

# मृत्यु का दावा (डेथ क्लेम)

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मृत्यु के दावे की परिभाषा

बीमा में मृत्यु का दावा उस प्रक्रिया को संदर्भित करता है जिसमें पॉलिसी धारक की मृत्यु के बाद एक बीमा पॉलिसी के हिताधिकारियों या नामांकित व्यक्ति को बीमा कंपनी से एक सुनिश्चित राशि या मृत्यु के पश्चात मिलने वाला लाभ प्राप्त होता है. यह एक औपचारिक निवेदन है जो बीमा पॉलिसी में सुनिश्चित किये गए वित्तीय भुगतान को प्राप्त करने के लिए बीमा कंपनी को किया जाता है.

मृत्यु का दावा दर्ज करना

मृत्यु का दावा दर्ज करने की प्रक्रिया में निम्नलिखित मुख्य कदम शामिल हैं:

  • सूचना देना:

    पॉलिसीधारक के लाभार्थियों या नामांकित व्यक्तियों को पॉलिसीधारक की मृत्यु की सूचना जितनी जल्दी हो सके बीमा कंपनी को देनी चाहिए. दावे की प्रक्रिया शुरू करने के लिए बीमा कंपनी को विशेष दस्तावेज़, जैसे मृत्यु प्रमाण पत्र और पॉलिसी डीटेल्स की जानकारी की आवश्यकता हो सकती है.

  • दावे का फॉर्म और दस्तावेज़

    बीमा कंपनी दावे का फॉर्म देती है जो लाभार्थियों या नामांकित व्यक्तियों द्वारा भरा जाना चाहिए. इन फॉर्म्स में आम तौर पर पॉलिसी, मृतक पॉलिसीधारक, और दावेदार(ओं) के बारे में पूरी जानकारी शामिल होती है. सहायक दस्तावेज़ जैसे मृत्यु प्रमाणपत्र, पहचान प्रमाण, और कोई भी अन्य पूछे गए दस्तावेज़ इन दावा फॉर्म्स के साथ जमा किए जाने चाहिए.

  • दावा समीक्षा और प्रमाणन

    बीमा कंपनी दावे के फॉर्म और सहायक दस्तावेज़ों की जांच करती है जिससे दावे की वास्तविकता का प्रमाण मिल सके और इसकी मान्यता निर्धारित की जा सके. यदि आवश्यकता हो तो वे जाँच पड़ताल भी कर सकती है.

  • दावे का निपटारा

    एक बार जब दावा मंजूर हो जाता है, तो बीमा कंपनी दावा समाधान के साथ आगे बढ़ती है. लाभार्थियों या नामांकित व्यक्तियों को पॉलिसी में पहले से निश्चित की गई राशि या मृत्यु के पश्चात मिलने वाला लाभ प्राप्त होता है. पॉलिसी शर्तों और लाभार्थियों या नामांकित व्यक्तियों की प्राथमिकता के आधार पर यह भुगतान एकल सुनिश्चित राशि भुगतान या लाभार्थी के अनुसार बताये गए ढांचे के रूप में हो सकता है.

  • विवादित दावा

    दावे से संबंधित किसी भी विवाद या असहमति के मामले में बीमा कंपनी अतिरिक्त जानकारी या प्रमाण का निवेदन कर सकती है. यदि विवाद अनसुलझा रहता है तो इसे 
        <div class=&quot;glossary-rating-lowerbox&quot;>
      <div class=&quot;revamp-fontStyle14&quot;>निर्धारित समय सीमा में दावे का भुगतान</div>
      <div class=&quot;revamp-fontStyle21&quot;>सामान्यत: बीमा कंपनी का अभिप्राय रहता है कि मृत्यु के दावे का समय पर समाधान किया जा सके. भारत में, IRDI के नियमों के अनुसार, सभी आवश्यक दस्तावेज़ और जानकारी प्राप्त होने के 30 दिनों के भीतर बीमा कंपनियों को मृत्यु के दावे का समाधान करना आवश्यक है. हालांकि, यह ध्यान में रखना महत्वपूर्ण है कि प्रत्येक दावे की परिस्थिति और मामले की जटिलता के आधार पर वास्तविक समय सीमा बदल सकती है.<br />

    मृत्यु के दावों का महत्व

    मृत्यु के दावे पॉलिसीधारक के लाभार्थियों या नामांकित व्यक्तियों को वित्तीय समर्थन और सुरक्षा प्रदान करने में अहम् भूमिका निभाते है. मृत्यु के दावे इसलिए महत्वपूर्ण है:

    • आर्थिक मज़बूती

      मृत्यु दावे के माध्यम से प्राप्त होने वाला मृत्यु लाभ लाभार्थियों या नामांकित व्यक्तियों को आर्थिक मज़बूती बनाए रखने और उनकी मौजूदा आर्थिक आवश्यकताओं, जैसे कि दैनिक खर्च, ऋण का भुगतान, शिक्षा खर्च, और अन्य आर्थिक कर्तव्यों को पूरा करने में मदद करता है.

    • आय का प्रतिस्थापन

      मृत्यु के पश्चात प्राप्त होने वाला लाभ मृत पॉलिसीधारक की आय का स्थान लेता है और यह सुनिश्चित करता है कि उन पर निर्भर परिवारजनों पर अचानक आर्थिक सहायता छिन जाने का बोझ ना पड़े.

    • ऋण का भुगतान

      मृत्यु के दावे किसी भी बकाया ऋण या दायित्व जैसे कि गिरवी रखा हुआ घर, ऋण, या क्रेडिट कार्ड के उधार का भुगतान करने के लिए इस्तेमाल किये जा सकते हैं, जिससे लाभार्थियों या नामांकित व्यक्तियों को आर्थिक बोझ से मुक्ति मिलती है.

    • मानसिक शांति

      पॉलिसीधारक को यह जानकर मानसिक शांति मिलती है कि कठिन समय में एक मृत्यु का दावा आर्थिक सुरक्षा प्रदान कर सकता है और उनके न रहने पर उनके प्रियजनों का ख्याल रखा जायेगा.

    निष्कर्ष

    वह प्रक्रिया जिसके द्वारा पॉलिसीधारक की मृत्यु के बाद बाद उसके लाभार्थी या नामांकित व्यक्ति बीमा कंपनी से वादा की गयी राशि या मृत्यु के पश्चात मिलने वाला लाभ प्राप्त करते है, उसे बीमा उद्योग में मृत्यु दावा कहा जाता है. भारत के लोग यह सुनिश्चित कर सकते है कि उनकी आकस्मिक मृत्यु होने की सूरत में उनके प्रियजन आर्थिक रूप से सुरक्षित रहने के लिए और समर्थन पाने के लिए मृत्यु दावे के महत्व, उसे दाखिल करने की प्रक्रिया और भुगतान की समय सीमा के प्रति सचेत रहे.

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        <div class=&quot;revamp-fontStyle14&quot;><span style=&quot;background-color: #f7f8fa; color: #202124;&quot;>आपको यह लेख कितना उपयोगी लगा?</span></div>
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        <div class=&quot;revamp-ourtermlan-inner second&quot;>100 वर्ष की आयु तक जीवन बीमा।</div>
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                    <div class=&quot;homepage-covertxt&quot;>कोविड-19² जीवन दावों को कवर करता है
    ""
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    ""
    4% ऑनलाइन छूट
    ""
    60 वर्ष की आयु के बाद उत्तरजीविता लाभ
    जीवन बीमा:
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    • अस्वीकरण

      ABSLI सेलेरीड टर्म प्लान (UIN: 109N141V01) एक नॉन लिंक्ड नॉन पार्टिसिपेटिंग व्यक्तिगत स्पष्ट जोखिम प्रीमियम वाली जीवन बीमा योजना है; बीमित व्यक्ति के द्वारा प्लान ऑप्शन 2 का चुनाव करने पर (ROP के साथ जीवन कवच) यह उत्पाद एक नॉन लिंक्ड नॉन पार्टिसिपेटिंग व्यक्तिगत बचत जीवन बीमा योजना बन जायेगा.
      1LI आयु 21,पुरुष, धूम्रपान ना करने वाला, विकल्प 1: जीवन कवच, PPT: नियमित वेतन, SA: ₹ 1 करोड़, PT: 10 वर्ष, प्रीमियम अदा करने कि अवधि: 10 वर्ष, वार्षिक प्रीमियम : ₹ 5900/- (बनता है ₹ 491.66/प्रति माह) प्रीमियम में GST शामिल नहीं है. मृत्यु होने की सूरत में 1 करोड़ SA प्रदान किया जाता है और पालिसी समाप्त कर दी जाती है.
      ADV/9/23-24/1964 

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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                  ABSLI
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                data-bs-target=&quot;#pills-footer-grey1&quot; type=&quot;button&quot; role=&quot;tab&quot;
                aria-controls=&quot;pills-footer-grey1&quot; aria-selected=&quot;true&quot;>
          COMPANY
        </button>
      </li>
      <li class=&quot;nav-item&quot; role=&quot;presentation&quot;>
        <button class=&quot;nav-link&quot; id=&quot;pills-footer-grey2-tab&quot; data-bs-toggle=&quot;pill&quot;
                data-bs-target=&quot;#pills-footer-grey2&quot; type=&quot;button&quot; role=&quot;tab&quot;
                aria-controls=&quot;pills-footer-grey2&quot; aria-selected=&quot;false&quot;>
          SOLUTIONS
        </button>
      </li>
      <li class=&quot;nav-item&quot; role=&quot;presentation&quot;>
        <button class=&quot;nav-link&quot; id=&quot;pills-footer-grey3-tab&quot; data-bs-toggle=&quot;pill&quot;
                data-bs-target=&quot;#pills-footer-grey3&quot; type=&quot;button&quot; role=&quot;tab&quot;
                aria-controls=&quot;pills-footer-grey3&quot; aria-selected=&quot;false&quot;>
          TOOLS &amp; RESOURCES
        </button>
      </li>
      <li class=&quot;nav-item&quot; role=&quot;presentation&quot;>
        <button class=&quot;nav-link&quot; id=&quot;pills-footer-grey4-tab&quot; data-bs-toggle=&quot;pill&quot;
                data-bs-target=&quot;#pills-footer-grey4&quot; type=&quot;button&quot; role=&quot;tab&quot;
                aria-controls=&quot;pills-footer-grey4&quot; aria-selected=&quot;false&quot;>
          USEFUL LINKS
        </button>
      </li>

    </ul>

    <div class=&quot;tab-content&quot; id=&quot;footer_tabsContent&quot;>
      <div class=&quot;tab-pane fade show active&quot; id=&quot;pills-footer-grey1&quot; role=&quot;tabpanel&quot;
           aria-labelledby=&quot;pills-footer-grey1-tab&quot;>

        <div class=&quot;footer_acc_links&quot;>

          <ul class=&quot;list-inline&quot;>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/about-us&quot;>
                About
                Us
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/branch-locator&quot;>Locate Us</a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/press-and-media&quot;>Press and Media</a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/about-us/csr-and-sustainability&quot;>
                CSR
                and Sustainability
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/investor-relations&quot;>
                Investor
                Relations
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/careers&quot;>Careers</a>
            </li>
          </ul>
        </div>




      </div>
      <div class=&quot;tab-pane fade&quot; id=&quot;pills-footer-grey2&quot; role=&quot;tabpanel&quot;
           aria-labelledby=&quot;pills-footer-grey2-tab&quot;>
        <div class=&quot;footer_acc_links&quot;>

          <ul class=&quot;list-inline&quot;>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/housing-finance/home-loan&quot;>
                Home
                Loans
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan&quot;>
                Personal
                Loans
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/business-loan&quot;>
                Business
                Loans
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/life-insurance&quot;>
                Life
                Insurance
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/health-insurance&quot;>
                Health
                Insurance
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/motor-insurance&quot;>
                Motor
                Insurance
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/mutual-funds&quot;>Mutual Funds</a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/share-market&quot;>
                Stocks &amp;
                Securities
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/fixed-deposit&quot;>
                Fixed
                Deposit
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/digital-gold&quot;>Digital Gold</a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/tax-planning&quot;>Tax Planning</a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/app-digital/paybills&quot;>Pay Bills</a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/app-digital/payforanything&quot;>
                Pay for
                Anything
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/app-digital/paytoanyone&quot;>
                Pay
                Anyone
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/app-digital/payoncall&quot;>
                Pay on
                Call
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/app-digital/paymentlounge&quot;>
                Payment
                Lounge
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://finance.adityabirlacapital.com/personal-finance/aditya-birla-finance-au-credit-cards&quot;>
                Credit
                Cards
              </a>
            </li>
          </ul>
        </div>
      </div>
      <div class=&quot;tab-pane fade&quot; id=&quot;pills-footer-grey3&quot; role=&quot;tabpanel&quot;
           aria-labelledby=&quot;pills-footer-grey3-tab&quot;>
        <div class=&quot;footer_acc_links&quot;>
          <ul class=&quot;list-inline&quot;>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abc-of-money&quot;>ABC of Money</a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abc-of-calculators&quot;>
                ABC of
                Calculators
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/abcd/credit-score&quot;>
                Free Credit
                Score
              </a>
            </li>
          </ul>
        </div>
      </div>
      <div class=&quot;tab-pane fade&quot; id=&quot;pills-footer-grey4&quot; role=&quot;tabpanel&quot;
           aria-labelledby=&quot;pills-footer-grey4-tab&quot;>
        <div class=&quot;footer_acc_links&quot;>

          <ul class=&quot;list-inline&quot;>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/terms-and-conditions&quot;>
                Terms and
                Conditions
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/customer-services&quot;>
                Customer
                Services
              </a>
            </li>
            <li class=&quot;list-inline-item&quot;>
              <a href=&quot;https://www.adityabirlacapital.com/privacy-policy&quot;>
                Privacy
                Policy
              </a>
            </li>
        </div>
      </div>
    </div>
  </div>
</div>


<div class=&quot;mobile_accordion_Wrapper grey_mobile_acc_wrapper d-lg-none&quot;>
  <div class=&quot;footer_accordion accordion &quot; id=&quot;grey_mobile_footer_accordion&quot;>
    <div class=&quot;accordion-item footer_mobile_acc_item&quot;>
      <div class=&quot;accordion-header&quot; id=&quot;grey_mobile_footer_accordion_panels-headingOne&quot;>
        <button class=&quot;accordion-button &quot; type=&quot;button&quot; data-bs-toggle=&quot;collapse&quot;
                data-bs-target=&quot;#grey_mobile_footer_accordion_panels-collapseOne&quot; aria-expanded=&quot;true&quot;
                aria-controls=&quot;grey_mobile_footer_accordion_panels-collapseOne&quot;>
          COMPANY
        </button>
      </div>
      <div id=&quot;grey_mobile_footer_accordion_panels-collapseOne&quot; class=&quot;accordion-collapse collapse show &quot;
           aria-labelledby=&quot;grey_mobile_footer_accordion_panels-headingOne&quot;
           data-bs-parent=&quot;#grey_mobile_footer_accordion&quot;>
        <div class=&quot;accordion-body &quot;>
          <div class=&quot;mobile_url_acc_wrapper &quot;>
            <ul>
              <li><a href=&quot;https://www.adityabirlacapital.com/about-us&quot;>About Us </a></li>
              <li><a href=&quot;https://www.adityabirlacapital.com/branch-locator&quot;>Locate Us</a></li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/press-and-media&quot;>Press and Media</a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/about-us/csr-and-sustainability&quot;>
                  CSR
                  and Sustainability
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/investor-relations&quot;>
                  Investor
                  Relations
                </a>
              </li>
              <li><a href=&quot;https://www.adityabirlacapital.com/careers&quot;>Careers</a></li>
            </ul>
          </div>
        </div>
      </div>
    </div>

    <div class=&quot;accordion-item footer_mobile_acc_item&quot;>
      <div class=&quot;accordion-header&quot; id=&quot;grey_mobile_footer_accordion_panels-headingTwo&quot;>
        <button class=&quot;accordion-button collapsed&quot; type=&quot;button&quot; data-bs-toggle=&quot;collapse&quot;
                data-bs-target=&quot;#grey_mobile_footer_accordion_panels-collapseTwo&quot; aria-expanded=&quot;true&quot;
                aria-controls=&quot;grey_mobile_footer_accordion_panels-collapseTwo&quot;>
          Solutions
        </button>
      </div>
      <div id=&quot;grey_mobile_footer_accordion_panels-collapseTwo&quot; class=&quot;accordion-collapse collapse &quot;
           aria-labelledby=&quot;grey_mobile_footer_accordion_panels-headingTwo&quot;
           data-bs-parent=&quot;#grey_mobile_footer_accordion&quot;>
        <div class=&quot;accordion-body &quot;>
          <div class=&quot;mobile_url_acc_wrapper &quot;>
            <ul>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/housing-finance/home-loan&quot;>
                  Home
                  Loans
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/personal-finance/personal-loan&quot;>
                  Personal
                  Loans
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/business-loan&quot;>
                  Business
                  Loans
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/life-insurance&quot;>
                  Life
                  Insurance
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/health-insurance&quot;>
                  Health
                  Insurance
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/motor-insurance&quot;>
                  Motor
                  Insurance
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/mutual-funds&quot;>Mutual Funds</a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/share-market&quot;>
                  Stocks &amp;
                  Securities
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/fixed-deposit&quot;>
                  Fixed
                  Deposit
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/digital-gold&quot;>Digital Gold</a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/tax-planning&quot;>Tax Planning</a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/app-digital/paybills&quot;>Pay Bills</a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/app-digital/payforanything&quot;>
                  Pay for
                  Anything
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/app-digital/paytoanyone&quot;>
                  Pay
                  Anyone
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/app-digital/payoncall&quot;>
                  Pay on
                  Call
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/app-digital/paymentlounge&quot;>
                  Payment
                  Lounge
                </a>
              </li>
              <li>
                <a href=&quot;https://finance.adityabirlacapital.com/personal-finance/aditya-birla-finance-au-credit-cards&quot;>
                  Credit
                  Cards
                </a>
              </li>
            </ul>
          </div>
        </div>
      </div>
    </div>

    <div class=&quot;accordion-item footer_mobile_acc_item&quot;>
      <div class=&quot;accordion-header&quot; id=&quot;grey_mobile_footer_accordion_panels-headingThree&quot;>
        <button class=&quot;accordion-button collapsed&quot; type=&quot;button&quot; data-bs-toggle=&quot;collapse&quot;
                data-bs-target=&quot;#grey_mobile_footer_accordion_panels-collapseThree&quot; aria-expanded=&quot;true&quot;
                aria-controls=&quot;grey_mobile_footer_accordion_panels-collapseThree&quot;>
          TOOLS &amp; RESOURCES
        </button>
      </div>
      <div id=&quot;grey_mobile_footer_accordion_panels-collapseThree&quot; class=&quot;accordion-collapse collapse &quot;
           aria-labelledby=&quot;grey_mobile_footer_accordion_panels-headingThree&quot;
           data-bs-parent=&quot;#grey_mobile_footer_accordion&quot;>
        <div class=&quot;accordion-body &quot;>
          <div class=&quot;mobile_url_acc_wrapper &quot;>
            <ul>
              <li><a href=&quot;https://www.adityabirlacapital.com/abc-of-money&quot;>ABC of Money</a></li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abc-of-calculators&quot;>
                  ABC of
                  Calculators
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/abcd/credit-score&quot;>
                  Free Credit
                  Score
                </a>
              </li>
            </ul>
          </div>
        </div>
      </div>
    </div>

    <div class=&quot;accordion-item footer_mobile_acc_item&quot;>
      <div class=&quot;accordion-header&quot; id=&quot;grey_mobile_footer_accordion_panels-headingFour&quot;>
        <button class=&quot;accordion-button collapsed&quot; type=&quot;button&quot; data-bs-toggle=&quot;collapse&quot;
                data-bs-target=&quot;#grey_mobile_footer_accordion_panels-collapseFour&quot; aria-expanded=&quot;true&quot;
                aria-controls=&quot;grey_mobile_footer_accordion_panels-collapseFour&quot;>
          USEFUL LINKS
        </button>
      </div>
      <div id=&quot;grey_mobile_footer_accordion_panels-collapseFour&quot; class=&quot;accordion-collapse collapse &quot;
           aria-labelledby=&quot;grey_mobile_footer_accordion_panels-headingFour&quot;
           data-bs-parent=&quot;#grey_mobile_footer_accordion&quot;>
        <div class=&quot;accordion-body &quot;>
          <div class=&quot;mobile_url_acc_wrapper &quot;>
            <ul>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/terms-and-conditions&quot;>
                  Terms and
                  Conditions
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/customer-services&quot;>
                  Customer
                  Services
                </a>
              </li>
              <li>
                <a href=&quot;https://www.adityabirlacapital.com/privacy-policy&quot;>Privacy Policy</a>
              </li>
            </ul>
          </div>
        </div>
      </div>
    </div>
  </div>
</div>


<div class=&quot;download_app_wrapper&quot;>
  <img src=&quot;/Assets/Project/ABCL/images/abcd_logo.svg&quot; class=&quot;abcd_logo&quot;>
  <p style=&quot;color: #000;&quot;>Download ABCD</p>
  <ul class=&quot;list-inline&quot;>
    <li class=&quot;list-inline-item&quot;>
      <a href=&quot;https://adityabirlacapitaldigital.onelink.me/vYLv/hpbanner&quot;>
        <img src=&quot;/Assets/Project/ABCL/images/red_playstore.svg&quot;> Playstore
      </a>
    </li>
    <li class=&quot;list-inline-item&quot;>
      <a href=&quot;https://adityabirlacapitaldigital.onelink.me/vYLv/jdvxfmo6&quot;>
        <img src=&quot;/Assets/Project/ABCL/images/red_apple.svg&quot;> Appstore
      </a>
    </li>
  </ul>
</div>

    <div class=&quot;accordion-item&quot;>
  <div class=&quot;accordion-header&quot; id=&quot;footer_accordion_panels-headingFour&quot;>
    <button class=&quot;accordion-button collapsed&quot; type=&quot;button&quot; data-bs-toggle=&quot;collapse&quot;
            data-bs-target=&quot;#footer_accordion_panels-collapseFour&quot; aria-expanded=&quot;false&quot;
            aria-controls=&quot;footer_accordion_panels-collapseFour&quot; style=&quot;display: flex&quot;>
      BEWARE OF SPURIOUS / FRAUD PHONE CALLS!
    </button>
  </div>
  <div id=&quot;footer_accordion_panels-collapseFour&quot; class=&quot;accordion-collapse collapse&quot;
       aria-labelledby=&quot;footer_accordion_panels-headingFour&quot;>
    <div class=&quot;accordion-body&quot;>
      <p style=&quot;margin-bottom: 0&quot;>
        IRDAI is not involved in activities like selling insurance policies,
        announcing bonus or
        investment of premiums. Public receiving such phone calls are requested to lodge a police
        complaint.
      </p>
    </div>
  </div>
</div>

    © 2024, Aditya Birla Capital Ltd. All Rights Reserved.

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नई जोड़ी गई शर्तें

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आपके विवरण के लिए धन्यवाद. हम शीघ्र ही आपसे संपर्क करेंगे।

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₹1 करोड़ का टर्म कवर रु.508/माह पर खरीदें वेतनभोगी व्यक्तियों के लिए¹

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एबीएसएलआई डिजीशील्ड प्लान

100 वर्ष की आयु तक जीवन बीमा।

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कोविड-19² जीवन दावों को कवर करता है

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जीवन बीमा:
₹1 करोड़

प्रीमियम:
₹542 /माह¹

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