All You Need To Know About PPF Interest Rates in 2022
What is PPF?
PPF Interest Rate FY 2022-23
How Is PPF Interest Rate Calculated?
- The lowest balance in the PPF account between the 5th and the end of the month is used to compute interest.
- If you makes a deposit before the 5th of each month, you will get interest for that month's investment. Otherwise, interest is based on the PPF account's prior balance.
- If a monthly PPF investment is made, investing before or after the fifth month will have a negligible influence on the PPF interest of a few hundred rupees.
- If an investor is making a lump-sum annual investment in a PPF plan, they should do it before April 5th. For the month of April, the interest earned will be applied to a larger balance.
1. Monthly Payments
2. Lump sum Payments
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Frequently Asked Questions on PPF Interest Rate
¹ Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.