Aditya Birla Sun Life Insurance Company Limited

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ABSLI Anmol Akshaya - Her Benefits

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#Her Insurance

Feature 1

Health Services worth ₹68,500 p.a.

Feature 2

1 Annual Premium payout on childbirth

Feature 3

Women-specific Cancer Cover

Secure her future today
Talk to an ABSLI advisor for a personalised illustration.


Why Anmol Akshaya is a savings plan designed around her

ABSLI Anmol Akshaya - Her Benefits is a Non-Linked Participating Individual Savings Life Insurance Plan. It combines a guaranteed maturity benefit and bonuses with life cover, and adds exclusive "HER" benefits - inbuilt health management services, a childbirth payout, and women-specific cancer support. Available in two options: My Savings (for her future goals) and My Child (for her child's milestones).

Exclusive Savings Plan Benefits Designed for "Her"

Because your savings should work just as hard as you do.

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Best of Both Worlds

Enjoy guaranteed² benefits along with bonus-driven growth in a single plan, offering a lump-sum maturity payout and life insurance protection.

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Exclusive 'HER' Benefits

Inbuilt Health Management Services worth ₹68,500 per year for up to 20 years - built for women's unique health needs.

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Protection at Milestones

Receive a benefit equal to one annual premium on childbirth, along with financial support upon diagnosis of a covered women-specific cancer.

See How This Endowment Plan Works for You

Use Case 1

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Ms. Shalini, aged 30 years, invests in Anmol Akshaya endowment plan and she chooses My Saving Plan option

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She paid the premium amount of ₹1,00,000 p.a. for a period of 10 years.

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At the age of 50 years, Ms. Shalin will get an Total Estimated Benefit of ₹27,26,283 @8% p.a and ₹15,44,214 @4% p.a¹.

1Scenario is for Age 30 , Premium Payment Term: 10 years, Policy Term: 20 years, Benefit Option: My Savings, Annual Premium Rs.1lakh p.a.

Assumed @8% p.a., Guaranteed Maturity Benefit (A) = Rs 11.01 lakhs, Bonus (If declared) (B) = Rs 16,16,283, Total Benefit (A+B) = Rs 27,26,283

Assumed @4% p.a., Guaranteed Maturity Benefit (A) = Rs 11.01 lakhs, Bonus (If declared) (B) = Rs 4,34,214, Total Benefit (A+B) = Rs 15,44,214 2Provided all due premiums are paid.

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a Non-Linked Participating Individual Savings Life Insurance Plan. Premium will vary depending upon the Option chosen. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. All the benefits are payable subject to the terms and conditions of the Policy. In all the above scenarios, 4% p.a. and 8% p.a. are only assumed investment returns and are not guaranteed. Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.

The risk factors of the bonuses projected under the product are not guaranteed. Past performance doesn't construe any indication of future bonuses. These products are subject to the overall performance of the insurer in terms of investments, management of expenses, mortality and lapses." For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. For further details please refer to the Policy contract. Tax benefits are subject to changes in the tax laws. For other terms and conditions, request your Agent Advisor or intermediaries for giving a detailed presentation of the product before concluding the sale. UIN: 109N183V01.

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