Aditya Birla Sun Life Insurance Company Limited

Title

Her Growth

Banner

For the woman who wants growth without compromise.

Feature 1

Choice of Life Insurance Cover as high as 30X$

Feature 2

Systematic withdrawal facility

Give ₹1 lakh/year for 6 years Get ₹ 16.61 lakhs @ 8% return1


Most Suitable ULIP Plan for Women Seeking Wealth Creation & Protection

You are the architect of your career and the guardian of your own dreams. This ULIP plan for women is built specifically for those who want growth without compromise. It perfectly combines robust life insurance protection with the high-growth potential of market-linked returns, helping you build a wealth creation portfolio that confidently beats inflation.

Exclusive Investment Plan Benefits Designed for "Her"

Because you deserve investments that work as intelligently as you do.

Product Card Image
High Life Cover

Secure a Life Insurance Cover up to 30X of your annual premium, depending on your age and policy term, to keep your family completely protected.

Product Card Image
Emergency Liquidity

Access a Systematic Withdrawal Facility that allows for regular withdrawals to meet your recurring monetary needs during the policy term.

Product Card Image
Comprehensive Health Shield

Enhance your investment by adding the Critical Illness Rider for customized protection against female-specific cancers and autoimmune conditions⁴.

Product Card Image
Diverse Investment Options

Take charge of your market-linked returns by choosing from 5 distinct investment strategies and 19 funds tailored to match your risk appetite and financial goals.

Product Card Image
Dual Advantage

Enjoy the dual benefit of aggressive wealth accumulation to fund major life milestones alongside continuous, reliable life insurance protection.

See How This ULIP Plan Works for You

Use Case 1

tab-icon-images

Ms. Vaani aged 35 years purchases ABSLI Param Suraksha with the details as given below:

tab-icon-images

He chooses Premium as his starting input point. Annualized Premium: Rs. 1,00,000 | Sum Assured: Rs. 30,00,000 | Sum Assured Multiple: 30X | | Premium Payment Term: 6 years | Policy Term: 20 years | Investment Option: Self-Managed Option | Fund Chosen: Nifty Alpha 50 Index Fund | Premium Payment Mode: Annual

tab-icon-images

She get ₹16,61,609 @ 8% or Rs 8,20,133 @ 4% at maturity and ₹30 Lakhs as sum assured¹.

1Scenario: ABSLI Akshaya Plan, Age 35, Healthy Female, Premium Payment Term: 6 years, Policy Term: 25 years, Benefit Option: Long Term Income, Premium Rs.1lakh p.a. (Rs.100,000X6), Cash Bonus Payout Frequency: Annually in Arrears, Sum Assured: Rs 11,00,000. Assumed @8% p.a., Cash Bonus (if declared) p.a. = Rs 23,004, Total Cash Bonus (if declared) (A)= Rs 5,75,100, Terminal Bonus (If declared) + Sum Assured (B) = Rs 8,73,300, Total Benefit (A+B) = Rs 14,48,400. Assumed @4% p.a., Cash Bonus (if declared) p.a. = Rs 8,520, Total Cash Bonus (if declared) (A)= Rs 2,13,000, Terminal Bonus (If declared) + Sum Assured (B) = Rs 7,95,200, Total Benefit (A+B) = Rs 10,08,200.

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a Non-Linked Participating Individual Savings Life Insurance Plan. GST and any other applicable taxes will be added (extra) to Your premium and levied as per extant tax laws. Premium will vary depending upon the Option chosen. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. All the benefits are payable subject to the terms and conditions of the Policy. In all the above scenarios, 4% p.a. and 8% p.a. are only assumed investment returns and are not guaranteed. Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these will be clearly marked “guaranteed” in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.
The risk factors of the bonuses projected under the product are not guaranteed. Past performance doesn't construe any indication of future bonuses. These products are subject to the overall performance of the insurer in terms of investments, management of expenses, mortality and lapses.
For more details on risk factors, terms and conditions, please read the sales prospectus carefully before concluding the sale. For further details please refer to the Policy contract. Tax benefits are subject to changes in the tax laws. For other terms and conditions, request your Agent Advisor or intermediaries for giving a detailed presentation of the product before concluding the sale.

UIN: 109N136V04.

whatsapp-imagewhatsapp-image