^ when compared to monthly mode of premium payment
**Sec 10(10D) benefit is available subject to fulfilment of conditions specified therein
¹ ABSLI DigiShield Plan scenario: Female, non smoker, Age: 21 years, level Term Insurance, Premium paying Term: regular pay, policy term: 25 years, Pay frequency: Annual Premium of Rs. 6500/12 months = 542/month) Exclusive of GST (offline premium).
² Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
³ Our life insurance policies cover COVID -19 claims under life insurance claims, subject to applicable terms & conditions of policy contract and extant regulatory framework.
⁴ ABSLI Life Shield Plan Scenario for female Age: 21 years, level Term Insurance, Premium paying Term: regular pay, policy term: 25 years, Pay Frequency: Annual, Annual Premium: Rs. 6904/12 months = ₹575/month (excl GST).
⁵ As per annual audited figures submitted to IRDAI for the period FY 22-23
⁶ ABSLI Saral Jeevan Bima Yojana scenario: Male, Entry age: 30. Policy term: 40 years. sum assured: ₹25,00,000. Regular premium payment, Pay Frequency: Monthly Premium: ₹2938.75/month
⁷ ABSLI Anmol Suraksha Kawach scenario - Age 35, Male, Non Smoker, PPT: Regular Pay, SA: 1 Cr., PT: 5 Years, Annual Premium: Rs. 7,200 p.a., Rs. 624 p.m. Premiums exclusive of GST.
⁸ ABSLI Poorna Suraksha Kawach scenario - Age 35, Male, Non Smoker, Option 1: Level Cover, PPT: Regular Pay, SA: 1 Cr., PT: Up to Age 85 (50 years), Annual Premium: Rs. 22,800 p.a., Rs. 1900 p.m. Premiums exclusive of GST.
⁹ LI Age 25, Male, Non Smoker, Option 1: Life Cover, PPT: Regular Pay, SA: 1 Cr., PT: Up to Age 70 (45 years), Premium paying term: 45 years, Annual Premium: ₹ 9600/- ( which is ₹ 800/month) Premium exclusive of GST. On death, 1 Cr SA is paid and the policy terminates.
¹⁰ LI Age 35, Male, Non Smoker, Option 1: Fixed Income, SA: ₹ 50,000/ month, PT: 35 years, Premium paying term: 10 years, Annual Premium: ₹ 24,385/- Premium exclusive of GST (including 1st year discount). On death, Rs 50k/month is paid till the policy term and then the policy terminates.
ABSLI Life Shield Plan (UIN: 109N109V06) is a non-linked non-participating individual life term insurance plan. All terms and conditions are guaranteed throughout the policy term. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations, etc. The insurance cover for the life insured will commence on the policy issue date.
ABSLI DigiShield Plan (UIN: 109N108V11) is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 9 (Level Cover with Survival Benefit) and Plan Option 10 (Return of Premium [ROP]) this product shall be a non-linked non-participating individual life savings insurance plan. All terms & conditions are guaranteed throughout the Policy Term. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws.
ABSLI Saral Jeevan Bima is a Non-Linked Non-Participating Individual Pure Risk Premium Life Insurance Plan (UIN: 109N128V01). GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws.
ABSLI Income Suraksha Plan (UIN: 109N146V01) is a non-linked non-participating individual life pure risk premium plan.
ABSLI Anmol Suraksha Kawach ( UIN: 109N139V01 ) is a Non-Linked Non-Participating Individual, Life, Pure Risk Premium Term Insurance Plan. All terms & conditions are guaranteed throughout the policy term. GST and any other applicable taxes will be added (extra) to Your premium and levied as per extant tax laws.
ABSLI Poorna Suraksha Kawach (UIN: 109N138V03) is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Return of Premium Option [ROP]) and Plan Option 3 (Early Return of Premium [EROP]) this product shall be a non-linked non-participating individual savings life insurance plan. All terms & conditions are guaranteed throughout the Policy Term. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws.
ABSLI Salaried Term Plan (UIN:109N141V01) is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Life Cover with ROP) this product shall be a non-linked non-participating individual savings life insurance plan.
For further details regarding the above-mentioned rider, please refer to the respective rider brochure(s) available on our website
ADV/8/24-25/1346