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Aditya Birla Sun Life Insurance Company Limited
Aditya Birla Sun Life Insurance Company Limited
Her Nishchit
For the woman who values certainty and discipline.
Guaranteed# Income
Lumpsum Benefit at policy maturity, in addition to Income
Life Cover across policy term
Get immediate income payout after 1 day of policy issuance^
A Savings Investment Built Around You
Because a predictable future gives you the freedom to live an unpredictable life.
Immediate Liquidity
Start receiving regular guaranteed# payouts as early as the end of the first policy month or year.
Comprehensive Health Shield
Safeguard your investment by adding the Critical Illness Rider for protection against female-specific cancers and autoimmune conditions.
Long-Term Stability
Secure your long-term wealth creation with predictable, dependable returns that are entirely immune to market risks.
Guaranteed Income for 40 Years
Build a reliable secondary income stream with guaranteed# payouts lasting four decades, ensuring your expenses are always covered.
Maturity Benefit
Receive a guaranteed# lump sum payout at maturity to confidently fund your major life milestones or grand plans.
Continuous Life Cover
Enjoy robust life insurance protection across the full policy term to keep your family completely secure, no matter what.
See How This Guaranteed Savings Plan Works
Use Case 1
Ms. Shivani, age 40 years, invests Rs. 1,00,000 p.a. in ABSLI Nishchit Aayush Plan.
She opts for a Long Term Income variant with Premium Payment Term of 10 years and Policy Term of 40 years and chooses to receive his income immediately (0 year deferment) on annually in advance basis.
She receives Rs 32,743 as income every year which makes it a total of Rs 13,09,720 and receives maturity benefit of Rs 14,00,000 as a lumpsum at the end of the policy term1. Total Estimated Benefit : ~₹27.09 Lakhs1!
^Provided 0 year deferment & Annually in Advance payout frequency is chosen at the time of inception of the policy. Annually in Advance payout frequency is only available in "Annual" premium payment mode.
#Provided all due premiums are paid.
1Female- 30 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. she chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income, Sum Assured 7 times of Annualized Premium and Deferment Period 0 years. Annualized Premium is ₹1,00,000 . Annual Income of ₹ 32,743 (32,743*40= 13,09,720) + Maturity Benefit (₹14,00,000)= ₹ 27,09,720.
This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). GST and any other applicable taxes will be added (extra) to Your premium and levied as per extant tax laws. An extra premium may be charged as per our then-existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. Tax benefits may be available as per prevailing tax laws. For more details and clarification call Your ABSLI Insurance Advisor or visit our website and see how we can help in making Your dreams come true.
UIN:109N137V13
