This plan allows an employer to make a systematic investment so as to create a corpus for employees’ retirement, without affecting his/her cashflow.
Regular contributions made towards this plan helps an employer to accumulate wealth for employee benefits in a tax-efficient manner
A part of the contributions made by an employer towards this plan is used to provide life insurance cover to his/her employees.
A superannuation scheme allows you to invest in top-quality funds so that you can gain maximum returns on your investment. With ABSLI’s Superannuation Plan, you’ll have multiple fund options to invest in, as per your risk appetite and investment horizon.
Look out for a superannuation scheme which invests in funds which have the capability to provide inflation-beating returns.
You will be able to create a diversified investment portfolio to ensure a right blend of high returns and capital preservation. ABSLI’s fund portfolios are diversified across Sovereign Guaranteed Securities, Fixed Income Securities, Large Cap Equities, and highly liquid MMI’s and CBLO.
Opt for a plan which offers flexibility in choosing the schemes. With ABSLI, you can choose to in traditional as well as unit-linked plans as per your needs. Also, you can choose to invest in one pooled account for all your employees or in different accounts.
The literal meaning of the word ‘superannuation’ is to become retired. The superannuation scheme refers to the regular stream of income given to an employee after his/her retirement from the service so that he/she can meet his living expenses.
Yes. You can invest in multiple superannuation schemes from ABSLI to diversify your portfolio and create a substantial corpus to fulfil your obligations towards your employees.
As per the Income Tax rules, both employers and employees can avail tax benefits under the superannuation scheme. For employers, contributions made towards a superannuation fund and any income generated from it is exempted from the income tax.
It depends upon the plan option chosen by you. Usually, minimum contribution allowed towards ABSLI’s Superannuation schemes starts from Rs. 10,000 per year and there is no cap on maximum contribution which you can make.
Our Superannuation Schemes are designed to provide you a peace of mind with:
Investment managers with 19+ years of experience
Complete Transparency and flexibility to manage your portfolio
Consistent Top Quartile returns across products
High quality portfolio with the right mix of debt and equity
*** Tax benefits are subject to changes in tax laws
2Provided all premiums paid
The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License.”
ABSLI Group Capital Growth Plan - This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating group unit linked plan. UIN - 109L152V01
ABSLI CapSecure Plan (UIN: 109N084V04) is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-linked, non-participating fund based group plan. The amount of Contributions less payment in respect of member exit plus quarterly interest addition are reflected in the Policy Account Value and is guaranteed at all times. ABSLI’s liability is limited to the Policy Account Value plus the Sum Assured. ABSLI reserves the right to recover levies such as the GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. Please read the prospectus carefully before concluding the sale. For further details please refer to the policy contract. Tax benefits subject to changes in the tax laws. For more details on risk factors terms and conditions, please read the sales prospectus carefully before concluding the sale.
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