Aditya Birla Sun Life Insurance Company Limited

Why fund Superannuation Scheme?

A superannuation scheme ensures that an employee continue to receive a regular stream of income even after his/her retirement. By investing in a Superannuation scheme, you can ensure that you’ve a pool of funds ready to pay this benefit to your employees.

  • Safeguards your working capital against bulk retirement pay-outs
  • Helps in creating a separate pool of funds for employees
  • Provides tax benefits to employees as well as employers***

Benefits Of Investing In Superannuation Scheme

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This plan allows an employer to make a systematic investment so as to create a corpus for employees’ retirement, without affecting his/her cashflow.

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Regular contributions made towards this plan helps an employer to accumulate wealth for employee benefits in a tax-efficient manner

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A part of the contributions made by an employer towards this plan is used to provide life insurance cover to his/her employees.

Tips to Choose the Right Leave Encashment Plan

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Portfolio Quality

A superannuation scheme allows you to invest in top-quality funds so that you can gain maximum returns on your investment. With ABSLI’s Superannuation Plan, you’ll have multiple fund options to invest in, as per your risk appetite and investment horizon.

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Inflation Beating Returns

Look out for a superannuation scheme which invests in funds which have the capability to provide inflation-beating returns.

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Diversified Portfolio

You will be able to create a diversified investment portfolio to ensure a right blend of high returns and capital preservation. ABSLI’s fund portfolios are diversified across Sovereign Guaranteed Securities, Fixed Income Securities, Large Cap Equities, and highly liquid MMI’s and CBLO.

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Flexibility

Opt for a plan which offers flexibility in choosing the schemes. With ABSLI, you can choose to in traditional as well as unit-linked plans as per your needs. Also, you can choose to invest in one pooled account for all your employees or in different accounts.

Frequently Asked Questions

The literal meaning of the word ‘superannuation’ is to become retired. The superannuation scheme refers to the regular stream of income given to an employee after his/her retirement from the service so that he/she can meet his living expenses.

Yes. You can invest in multiple superannuation schemes from ABSLI to diversify your portfolio and create a substantial corpus to fulfil your obligations towards your employees.

As per the Income Tax rules, both employers and employees can avail tax benefits under the superannuation scheme. For employers, contributions made towards a superannuation fund and any income generated from it is exempted from the income tax.

It depends upon the plan option chosen by you. Usually, minimum contribution allowed towards ABSLI’s Superannuation schemes starts from Rs. 10,000 per year and there is no cap on maximum contribution which you can make.

Why Choose ABSLI’s Superannuation Schemes?

Our Superannuation Schemes are designed to provide you a peace of mind with:

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Investment managers with 19+ years of experience

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Complete Transparency and flexibility to manage your portfolio

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Consistent Top Quartile returns across products

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High quality portfolio with the right mix of debt and equity

Know Your Funds

With ABSLI’s Unit-linked Superannuation Schemes, you will be able to invest in a mix of debt and equity funds to gain maximum returns on your investment. You can track the performance of your funds, check their NAVs, and do much more by clicking here.

All NAVs
Portfolio & Performance

Market Outlook

Group Services

Service For Policy Holders

Fund Portal
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Customer Support

Call Us
For West region : +91 9088020805

For South region : +91 9916992444

For East and North region : +91 9560425798

Write to Us
For or any query : absli.grouphelpline@adityabirlacapital.com

For West region : Anandita.Dubey2@adityabirlacapital.com

For South region : Karundeep.Kaur@adityabirlacapital.com

For East and North region - Ashish.Bhardwaj@adityabirlacapital.com

Download Forms

*** Tax benefits are subject to changes in tax laws
2Provided all premiums paid
The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License.”
ABSLI CapSecure Plan (UIN: 109N084V04) is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-linked, non-participating fund based group plan. The amount of Contributions less payment in respect of member exit plus quarterly interest addition are reflected in the Policy Account Value and is guaranteed at all times. ABSLI’s liability is limited to the Policy Account Value plus the Sum Assured. ABSLI reserves the right to recover levies such as the GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. Please read the brochure carefully before concluding the sale. For further details please refer to the policy contract. Tax benefits subject to changes in the tax laws. For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale.
ABSLI Capital Assured Traditional Plan (UIN: 109N070V03) is a non-participating, non-linked, fund based group plan. The amount of Contributions less Benefits paid plus interest earned are reflected in the Policy Account value and is guaranteed at all times. ABSLI’s liability is limited to the Policy Account Value and the Sum Assured payable in case of death. ABSLI reserves the right to recover levies such as the GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. For further details please refer to the policy contract. Tax benefits mentioned herein are subject to changes in the tax laws. For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale
ABSLI Group Assured Pension Plan (UIN: 109L119V03) is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a unit linked group life insurance plan. Aditya Birla Sun Life Insurance - ABSLI Group Assured Pension Plan – Segregated Fund Options are only the names of the Company, Policy and Segregated Funds and do not in any way indicate their quality, future prospects or returns. The policy charges mentioned above are applicable to the base policy. Unless specifically stated as guaranteed, policy charges can be modified by the company subject to the specified limits and prior IRDAI approval. The value of the Segregated Fund reflects the value of the underlying investments. These investments are subject to market risks and change in fundamentals such as tax rates etc affecting the investment portfolio. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of Segregated Fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. There is no guarantee or assurance of returns from the Segregated Funds. ABSLI reserves the right to recover levies such as the GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale.
ABSLI Group Superannuation Plan (UIN: 109L097V03) is a non-participating group unit linked plan. Aditya Birla Sun Life Insurance and ABSLI Group Superannuation Plan–Self-Managed Option and LifeCycle Option are only the names of the Company, Policy and Investment Options and do not in any way indicate their quality, future prospects or returns. The names of the funds offered in this plan do not in any way indicate their quality, future prospects or returns. The charges are guaranteed throughout the term of the policy unless specifically mentioned and subject to IRDA of India approval. The value of the segregated fund reflects the value of the underlying investments. These investments are subject to market risks and change in fundamentals such as tax rates etc affecting the investment portfolio. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of segregated fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. There is no guarantee or assurance of returns from the segregated funds.
ABSLI reserves the right to recover levies such as the goods and service tax levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale. Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors’ influencing the capital market and the insured is responsible for his or her decision. Aditya Birla Sun Life Insurance Company Limited is only the name of the Insurance Company and Group Value Plus plan is only name of the unit linked life insurance contract and funds and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document. The various funds offered under this contract are the names of the funds and do not any way indicate the quality of these plans, their future prospects and returns .The Past performance of the Unit linked fund(s) of the company is not necessarily indicative of the future performance of any of these Unit linked fund(s).
Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors’ influencing the capital market and the insured is responsible for his or her decision. Aditya Birla Sun Life Insurance Company Limited is only the name of the Insurance Company and Group Value Plus plan and Group Unit linked plan are only name of the unit linked life insurance contract and funds and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document. The various funds offered under this contract are the names of the funds and do not any way indicate the quality of these plans, their future prospects and returns .The Past performance of the Unit linked fund(s) of the company is not necessarily indicative of the future performance of any of these Unit linked fund(s).
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