Benefit Options

Option 1 – Assured Benefit

At the time of death or vesting of a member, ABSLI guarantees protection of 100.1% of the value of the contributions received in respect of the member till date.

Option 2 – Classic Benefit

At the time of death or vesting of a member, Fund Value in respect of the member shall be payable.

Fund Options Under this Plan

Group Money Market Fund
To provide reasonable returns, at a high level of safety and liquidity for capital conservation for the Policyholder.

Group Short Term Debt Fund
To provide capital preservation at a high level of safety and liquidity through judicious investments in high-quality short-term debt instruments.

Group Gilt Fund
To deliver safe and consistent returns over a long-term period by investing in Government Securities for capital preservation of the Policyholder.

Group Fixed Interest Fund
Full Exposure in debt market instrument, aims to achieve value creation at low risk over a long-term horizon by investing in high-quality fixed interest securities.

Group Bond Fund
To achieve capital preservation along with stable returns by investing in corporate bonds over medium-term period.

Group Secure Fund
Helps build your capital and generate better returns at moderate level of risk, over a medium or long-term period through a balance of investment in equity and debt.

Group Stable Fund
To provide capital preservation at a high level of safety & liquidity through judicious investments in high quality short-term debt instruments.

Group Growth Maximiser Fund
To provide long term capital appreciation by actively managing a well-diversified equity portfolio of fundamentally strong blue chip companies.

Benefits

Systematic Investment
The plan allows you to make systematic investments for professional management of your retiral liabilities towards your employees.

Self-managed or Life-cycle option
You can choose between ‘Self-Managed’ or ‘Life-Cycle’ option to either manage your investment portfolio by yourself or allow us to structure your portfolio as per your risk profile.

Flexibility
The plan allows you to choose Annuity benefits from ‘Assured Benefit’ or ‘Classic Benefit’ option. You can choose from multiple fund options to invest in and make unlimited switches between the funds.

Transparency
The policyholder will have full transparency regarding the investment portfolio and its returns. He/she can himself manage the portfolio to maximise the returns.

Investment Advisory
The policyholder may choose to receive investment advisory from us from time to time. This can help him/her in better portfolio management.

Web facility
The policyholder can manage his/her portfolio, track the performance of the funds, make switches between the funds, and do much more using our online facility.

Death/Vesting benefits
In case an employee dies during the policy term, death benefits will be paid to his/her nominee. Else, vesting benefits will be paid to him at the time of his/her retirement or exit from the service.

KNOW YOUR FUNDS

With Aditya Birla Sun Life Insurance Group Superannuation (DC) Plan, you can invest in a mix of equity and debt funds of your choice. Moreover, you can track your fund’s performance, know their NAVs, and do much more by simply clicking here.
All NAVs
Portfolio & Performance
Market Outlook

GROUP SERVICES

Click here to know in detail about other group services from ABSLI including group protection plans and retirement solutions.