Aditya Birla Sun Life Insurance Company Limited

BENIFITS

If you are unable to pay your premium in the event of financial difficulties arising due to the following:

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Proposer is diagnosed with any of the specified critical illnesses

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Proposer becomes completely disabled due to an illness or accident

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Death of the proposer (if not the life insured)

ELIGIBILITY

Entry Age

18 – 65 years Maximum age at the end of rider term is 70 years

Pay Mode

Same as base policy

Premium Paying Term

Same as Rider Term

Rider Term

Same as that of the base policy or till the attained age 70 of the proposer, whichever is earlier.

FAQs

In the case of Critical Illness, the policy owner needs to survive for a period of 30 days from the date of diagnosis to be eligible for the rider benefit. We cover 4 major illnesses under this benefit.

First Heart Attack of Specified Severity (Myocardial Infarction) Cancer of Specified Severity Stroke Resulting in Permanent Symptoms Major Organ / Bone Marrow Transplant

The proposer shall be regarded as disabled and entitled to this benefit if due to illness, disease, injury or surgical operations s/he is totally and permanently unable, even with reasonable training, rehabilitation and/or job accommodation to engage in gainful employment in any occupation whatsoever. This disability should last for at least 180 days before being eligible for total and permanent disability benefits.

How to Claim Online?

3 quick, everything online

1
Fill basic details
2
Claim intimation
3
Document submission

More About Claims

This rider is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This brochure contains only the salient features of the rider. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. For more details and clarification call your ABSLI Insurance Advisor or visit our website and see how we can help in making your dreams come true. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One World Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Call Centre: 1-800-270-7000 www.adityabirlasunlifeinsurance.com Reg. No. 109 CIN: U99999MH2000PLC128110 ADV/7/20-21/597 VER1/JULY/2020

UIN: 109A039V01