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Aditya Birla Sun Life Insurance Company Limited
Aditya Birla Sun Life Insurance Company Limited
ABSLI Surgical Care Rider
Benefits
If you are hospitalised for undergoing medically necessary surgery in India for a minimum period of 24 hours and actually undergo that surgery, a lump sum benefit will be paid. You can choose your benefit amount from Rs.3,000 to Rs.30,000. The rider sum assured will be 50 times this benefit amount. There are exclusions attached to this Rider. The life insured will not be entitled to any benefits if the surgery is directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the conditions mentioned in the brochure in exclusion section. For more details on exclusions, please read Rider brochures or visit our website before concluding sale.
Major Surgery
For a surgery that directly involves brain, heart (including coronary arteries), liver or lung the benefit amount will be five times the chosen benefit amount.
Other Surgery
For any other valid surgical hospitalisation the benefit will be equal to the chosen benefit amount.
Entry Age 18 - 65 years, Maximum age at the end of rider term is 70 years
Pay Mode Same as base plan
Premium Paying Term Same as base plan (Minimum: 5 years & Maximum: 52 years)
Rider Sum Assured Minimum Rs.1,50,000 | Maximum Rs.15,00,000 subject to maximum of 100% sum assured of the base plan
Rider Term
Same as that of the base plan or till the attained age 70 of the life insured, whichever is earlier (Minimum: 5 years & Maximum: 52 years)
We will offer a discount of 5.00% in rider premium p.a. to customers who buy directly from our website.
You may opt for this rider only at the time of policy issue
This rider is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This single pager contains only the salient features of the rider. Tax benefits are subject to changes in the tax laws. For further details please refer to the rider policy contract or call your ABSLI Insurance Advisor or visit our website and see how we can help in making your dreams come true. For more details on risk factors, terms and conditions, please read the rider sales brochure carefully before concluding the sale.Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One World Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/12/19-20/1318 VER1/DEC/2019
UIN: 109B015V03