Aditya Birla Sun Life Insurance Company Limited
Plan Smarter, Live Better!
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Investing your own money can be quite tricky on its own. And when you add another person to the mix, the process of investing can get even more challenging. You have two sources of income to manage your investments - and that's a plus. But then, you have two people's goals to take care of. To be successful when you're investing jointly, you and your spouse need to carefully manage the upsides offered by two incomes with the challenges of meeting two sets of goals. Once you learn to strike this balance, joint investments get so much easier!
But how do you get to that point? Here are some dos and don'ts that can help you and your spouse invest jointly.
Let's first take a look at three key things that you absolutely need to do when you're planning to invest jointly with your partner.
And now, we'll discuss two things that you should never do in case you're investing jointly. These mistakes could cost you and your spouse greatly.
That should simply joint investments considerably for you and your partner. As with most things in personal finance, it may seem daunting before you begin. But once you take the first step towards investing jointly, things get easier. Focus on your goals, keep the lines of communication open, and use the tips given above to make your joint investments work for you.
Whether you choose to invest jointly or otherwise, there is one aspect of investing that is crucial. And that is assigning a nominee for your investments. Wondering why this is so significant? Why don't you check out our blog on this subject, which explores the importance of having a nominee for your investments?
With the ABSLI Assured Savings Plan, you can extend the benefit of a life cover to your spouse as well, thanks to the Joint Life Protection option.
This savings plan also gives you guaranteed# benefits coupled with loyalty additions year on year. All in all, achieving your life goals just gets easier with this insurance plan, as does insuring your spouse.
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Get immediate income payout after 1 day of policy issuance^
Guaranteed# Income
Life Cover across policy term
Lumpsum Benefit at policy maturity.
Get:
₹33.74 lakhs~
Pay:
₹10K/month for 10 years
Guaranteed returns after a month¹
ABSLI Nishchit Aayush is a non-linked non-participating individual savings life insurance plan (UIN No 109N137V12)
^ - Provided 0 year deferment & Annually in Advance payout frequency is chosen at the time of inception of the policy. Annually in Advance payout frequency is only available in "Annual" premium payment mode.
~ Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income, Sum Assured 7 times of Annualized Premium and Deferment Period 0 years. Annualized Premium is ₹1,20,000 (Exclusive of GST.). Annual Income of ₹ 42,360 (42,360*40= 16,94,400) + Maturity Benefit (₹16,80,000)= ₹ 33,74,400
#Provided all due premiums are paid
ADV/12/21-22/1816