Coverage terms available as follows

One year renewable term^#
Minimum: 1 Year | Maximum: 1 Year

Single Pay^*
Short Term
Minimum: 1 month | Maximum: 5 Years
Long Term
Minimum: 6 years | Maximum: 40 years

Limited Pay
Short Term: NA
Long Term
Minimum: 6 years | Maximum: 40 years

Regular Pay
Short Term
Minimum: 2 Years | Maximum: 5 Years
Long Term
Minimum: 6 years | Maximum: 40 years
^# Only under Single Pay level cover, subject to the boundary conditions the cover term can be chosen in multiple of 1 month. For e.g. 7 months, 13 months, 28 months etc. ^* Where one year renewable term cover is offered, Member may be covered for one full year from the date of admission or upto next renewal of the policy.

Premium amount depends on the risk assessment of the group. Please reach out to us to know about applicable premiums.

The Member can choose to avail any benefits from the below mentioned optional benefits

• Accidental Death Benefit (Additional)
• Essential Critical Illness Cover (Accelerated CI 10)
• Super Critical Illness Cover (Accelerated CI 25)
• Mega Critical Illness Cover (Accelerated CI 50)
• Waiver of Premium on Critical Illness and Accidental Total & Permanent Disability

Yes. Terminal Illness cover is an inbuilt feature in this plan. This benefit is payable in case Member is diagnosed with Terminal Illness during the Base Cover term. Terminal Illness benefit as specified in the benefit schedule/certificate of insurance shall be paid in lumpsum and all future premiums shall be waived, provided the Cover is in force.