Bonus Rates 2021-22

 


Products

Bonus Declared per 1000 SA as at March’20

Bonus Rate per 1000 SA as at March’21

ABSLI Vision Life Income

(UIN 109N079V01),
(UIN109N079V02),

(UIN 109N079V04) &

(UIN 109N079V05*)

 

PPT <=19

43

PPT 20-24

45

PPT 25+

47

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for PPT of 20 year and above

* In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for all PPT

 

PPT <=19

40.0

PPT 20-24

41.5

PPT 25+

43.5

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for PPT of 20 year and above

* In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for all PPT

ABSLI Vision Endowment

(UIN 109N080V01)
ABSLI Vision Endowment (Mod) (UIN 109N080V02)

SA< 2lacs 33

SA >=2lacs 38

 

In addition, a terminal bonus accruing at 5 per 1000 of sum assured per annum

SA< 2lacs 30

SA >=2lacs 34

 

In addition, a terminal bonus accruing at 5 per 1000 of sum assured per annum

 

ABSLI Vision Regular Returns

(UIN 109N081V01)

ABSLI Vision Regular Returns (Mod)

(UIN 109N081V02)

29

No terminal Bonus

28

No terminal bonus

ABSLI Vision Life Secure

(UIN 109L087V01), (UIN 109N087V03) &

(UIN 109N087V04)

 

PPT 15-19

41

PPT 20 -29

47

PPT 30 – 34

51

PPT 35

53

 

In addition, a terminal bonus accruing from 6th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more

 

PPT 15-19

37.5

PPT 20 -29

43.0

PPT 30 – 34

46.5

PPT 35

48.5

 

In addition, a terminal bonus accruing from 6th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more

ABSLI Savings Plan (UIN 109N088V01) & (UIN 109N088V02)

Policy year 1 to 5

SA band / PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

2

11

17

SA 0.5lac to <1.5lac

7

15

22

SA>= 1.5 lacs

15

22

32

Interim bonus in 6th policy-year:

 

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

42

51

57

SA: 0.5lacto <1.5lac

47

55

62

SA>= 1.5 lacs

55

62

72

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

Policy year 1 to 5

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

2

10

16

SA 0.5lac to 1.5lac

7

14

20

SA>= 1.5 lacs

14

20

30

Policy year 6 onwards and Interim bonus in 6th policy-year:

 

SA band / PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

39

47

53

SA: 0.5lacto <1.5lac

43

51

57

SA>= 1.5 lacs

51

57

67

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

ABSLI Vision Endowment Plus Plan

(UIN 109N092V01)

(UIN 109N092V03) &

(UIN 109N092V04)

 

SA Band\ PPT

7-15

16-20

>20

SA < 2 lacs

33.5

37

43

SA>= 2 lacs

38.5

42

48

 

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

 

SA Band\ PPT

7-15

16-20

>20

SA < 2 lacs

31

34

40

SA>= 2 lacs

36

39

44

 

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

ABSLI Vision Money Back Plus Plan

(UIN 109N093V01),

(UIN 109N093V03) & (UIN 109N093V04)

SA < 2lacs

38

SA >= 2lacs

40

In addition, terminal bonus of 5 per 1000 of sum assured per annum

SA < 2lacs

34

SA >= 2lacs

36

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Vision Star Plan

(UIN 109N096V01),

(UIN 109N096V02) & (UIN 109N096V03)

SA < 2Lacs

39

SA >= 2lacs

41

In addition, terminal bonus of 5 per 1000 of sum assured per annum

SA < 2Lacs

35

SA >= 2lacs

37

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Monthly Income Plan

(UIN 109N122V01) & (UIN 109N122V02)

 

Level Income Option

Increasing Income Option

PT

SA<6lac

SA>=6lac

SA<6 lac

SA>=6lac

20/22

26

31

33

33

25/27

34

34

37

37

30/32

37

37

40

40

35/37

40

40

45

45

 

In addition, terminal bonus as % of sum assured

IBT/ DFT**

0

5

10

10

0.00%

0.00%

0.00%

15

1.90%

2.25%

2.75%

20

4.25%

4.50%

-

 

 

Level Income Option

Increasing Income Option

PT

SA<6lac

SA>=6lac

SA<6 lac

SA>=6lac

20/22

24

29

31

31

25/27

32

32

34

34

30/32

34

34

37

37

35/37

37

37

42

42

 

In addition, terminal bonus as % of sum assured

IBT/ DFT**

0

5

10

10

0.00%

0.00%

0.00%

15

1.90%

2.25%

2.75%

20

4.25%

4.50%

-

 

ABSLI Vision Life Income Plus

(UIN 109N131V01)

 

 

 

NA

 

Benefit Option

Paid Up Addition Rate (per Rs.1000 of Sum Assured)

Short Term Income

28

Long Term Income

30

Whole Life Income

60

 

The above rates will be applicable for interim bonus as well.

 

# PPT = Premium paying term, PT = Policy Term & SA = Sum Assured, **IBT is income benefit period and DFT is deferment term

 

Historical Bonus Rates

Current

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