Aditya Birla Sun Life Insurance Company Limited

Bonus Rates

Declared Bonus Rates as at March 2024


Products

Bonus Declared per 1000 SA as at Mar’23

Bonus Declared per 1000 SA as at Mar’24

ABSLI Vision Life Income

(UIN 109N079V01),
(UIN109N079V02), &

(UIN 109N079V04)

 

PPT <=19

37.0

PPT 20-24

38.5

PPT 25+

40.5

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for PPT of 20 year and above

 

PPT <=19

37.0

PPT 20-24

38.5

PPT 25+

40.5

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum for PPT of 20 year and above

ABSLI Vision Life Income

(UIN 109N079V05) &

(UIN 109N079V06)

 

PPT <=19

40.0

PPT 20-24

41.5

PPT 25+

43.5

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum

 

PPT <=19

40.0

PPT 20-24

41.5

PPT 25+

43.5

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum

ABSLI Vision Endowment

(UIN 109N080V01)
ABSLI Vision Endowment (Mod) (UIN 109N080V02)

 

SA < 2lacs

27.5

SA >=2lacs

31.5

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum

 

SA < 2lacs

27.5

SA >=2lacs

31.5

 

In addition, terminal bonus accruing at 5 per 1000 of sum assured per annum

ABSLI Vision Regular Returns

(UIN 109N081V01)

ABSLI Vision Regular Returns (Mod ) (UIN 109N081V02)

26

No terminal bonus

26

No terminal bonus

ABSLI Vision Life Secure

(UIN 109N087V01) &

(UIN 109N087V03)

 

PPT 15-19

34.5

PPT 20 -29

40.0

PPT 30 – 34

43.0

PPT 35

45.0

 

In addition, a terminal bonus accruing from 6 th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more

 

PPT 15-19

34.5

PPT 20 -29

40.0

PPT 30 – 34

43.0

PPT 35

45.0

 

In addition, a terminal bonus accruing from 6 th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more

ABSLI Vision Life Secure

(UIN 109N087V04)

 

PPT 15-19

37.5

PPT 20 -29

43.0

PPT 30 – 34

46.5

PPT 35

48.5

 

In addition, a terminal bonus accruing from 6 th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more

 

PPT 15-19

37.5

PPT 20 -29

43.0

PPT 30 – 34

46.5

PPT 35

48.5

 

In addition, a terminal bonus accruing from 6 th policy year at 7.5 per 1000 of sum assured per annum for PPT less than 25 years and of 15 per 1000 of sum assured per annum for PPT of 25 years or more

ABSLI Savings Plan

(UIN 109N088V01)

Policy year 1 to 5

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

2

9

15

SA 0.5lac to 1.5lac

6.5

13

18.5

SA>= 1.5 lacs

13

18.5

27.5

Policy year 6 onwards and Interim bonus in 6 th policy-year:

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

36

43.5

49

SA 0.5lac to 1.5lac

40

47.5

53

SA>= 1.5 lacs

47.5

53

62

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

Policy year 1 to 5

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

2

9

15

SA 0.5lac to 1.5lac

6.5

13

18.5

SA>= 1.5 lacs

13

18.5

27.5

Policy year 6 onwards and Interim bonus in 6 th policy-year:

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

36

43.5

49

SA 0.5lac to 1.5lac

40

47.5

53

SA>= 1.5 lacs

47.5

53

62

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

ABSLI Savings Plan

(UIN 109N088V02)

Policy year 1 to 5

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

2

10

16

SA 0.5lac to 1.5lac

7

14

20

SA>= 1.5 lacs

14

20

30

Policy year 6 onwards and Interim bonus in 6 th policy-year:

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

39

47

53

SA 0.5lac to 1.5lac

43

51

57

SA>= 1.5 lacs

51

57

67

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

Policy year 1 to 5

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

2

10

16

SA 0.5lac to 1.5lac

7

14

20

SA>= 1.5 lacs

14

20

30

Policy year 6 onwards and Interim bonus in 6 th policy-year:

SA band /PPT

PPT 10

PPT 15

PPT 20

SA < 50,000

39

47

53

SA 0.5lac to 1.5lac

43

51

57

SA>= 1.5 lacs

51

57

67

In addition, terminal bonus of 3, 4 & 5 per 1000 of sum assured per annum for PPT 10, 15 & 20 respectively

ABSLI Vision Endowment Plus Plan

(UIN 109N092V01) &

(UIN 109N092V03)

 

 

SA Band\ PPT

7-15

16-20

>20

SA < 2 lacs

28.5

31

37

SA>= 2 lacs

33.5

36

41

 

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively

 

SA Band\ PPT

7-15

16-20

>20

SA < 2 lacs

28.5

31

37

SA>= 2 lacs

33.5

36

41

 

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively

ABSLI Vision Endowment Plus Plan

(UIN 109N092V04) &

(UIN 109N092V05)

 

SA Band\ PPT

7-15

16-20

>20

SA < 2 lacs

31

34

40

SA>= 2 lacs

36

39

44

 

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

 

SA Band\ PPT

7-15

16-20

>20

SA < 2 lacs

31

34

40

SA>= 2 lacs

36

39

44

 

In addition, terminal bonus of 5, 7.5, 10 & 12.5 per 1000 of sum assured for PT < 15, PT 15-24, PT 25-34 & PT > 34 years respectively.

ABSLI Vision Money Back Plus Plan

(UIN 109N093V01)

(UIN 109N093V03)

 

SA < 2lacs

31.5

SA >=2lacs

33.5

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

 

SA < 2lacs

31.5

SA >=2lacs

33.5

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Vision Money Back Plus Plan

(UIN 109N093V04)

 

SA < 2lacs

34

SA >=2lacs

36

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

 

SA < 2lacs

34

SA >=2lacs

36

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Vision Star Plan

(UIN 109N096V01) &

(UIN 109N096V02)

 

SA < 2lacs

32.5

SA >=2lacs

34

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

 

SA < 2lacs

32.5

SA >=2lacs

34

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Vision Star Plan

(UIN 109N096V03)

 

SA < 2lacs

35

SA >=2lacs

37

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

 

SA < 2lacs

35

SA >=2lacs

37

 

In addition, terminal bonus of 5 per 1000 of sum assured per annum

ABSLI Monthly Income Plan

(UIN 109N122V01)

Level Income

Increasing Income

PT

SA< 6lac

SA>= 6lac

SA<

6lac

SA>= 6lac

20/22

22

27

29

29

25/27

30

30

31.5

31.5

30/32

31.5

31.5

34

34

35/37

34

34

39

39

 

In addition, terminal bonus as % of sum assured

IBT/ DFT*

0

5

10

10

0.00%

0.00%

0.00%

15

1.90%

2.25%

2.75%

20

4.25%

4.50%

-

*IBT is Income Benefit Period and DFT is Deferment Term

Level Income

Increasing Income

PT

SA< 6lac

SA>= 6lac

SA<

6lac

SA>= 6lac

20/22

22

27

29

29

25/27

30

30

31.5

31.5

30/32

31.5

31.5

34

34

35/37

34

34

39

39

 

In addition, terminal bonus as % of sum assured

IBT/ DFT**

0

5

10

10

0.00%

0.00%

0.00%

15

1.90%

2.25%

2.75%

20

4.25%

4.50%

-

*IBT is Income Benefit Period and DFT is Deferment Term

ABSLI Monthly Income Plan

(UIN 109N122V02)

Level Income

Increasing Income

PT

SA< 6lac

SA>= 6lac

SA<

6lac

SA>= 6lac

20/22

24

29

31

31

25/27

32

32

34

34

30/32

34

34

37

37

35/37

37

37

42

42

 

In addition, terminal bonus as % of sum assured

IBT/ DFT*

0

5

10

10

0.00%

0.00%

0.00%

15

1.90%

2.25%

2.75%

20

4.25%

4.50%

-

*IBT is Income Benefit Period and DFT is Deferment Term

Level Income

Increasing Income

PT

SA< 6lac

SA>= 6lac

SA<

6lac

SA>= 6lac

20/22

24

29

31

31

25/27

32

32

34

34

30/32

34

34

37

37

35/37

37

37

42

42

 

In addition, terminal bonus as % of sum assured

IBT/ DFT**

0

5

10

10

0.00%

0.00%

0.00%

15

1.90%

2.25%

2.75%

20

4.25%

4.50%

-

*IBT is Income Benefit Period and DFT is Deferment Term

ABSLI Vision LifeIncome Plus Plan

(UIN 109N131V01)

Benefit Option

Duration

Bonus Rate

Short Term Income

-

28

Long Term Income

-

30

Whole Life (Maturity Age 85)

1-PPT

60

> PPT

120

Whole Life (Maturity Age 100)

1-PPT

60

>PPT- PPT +30

120

>PPT+30

240

In addition, terminal bonus 2.12% - 62.49% of sum assured depending upon the Entry Age, PPT & Benefit Option

Benefit Option

Duration

Bonus Rate

Short Term Income

-

28

Long Term Income

-

30

Whole Life (Maturity Age 85)

1-PPT

60

> PPT

120

Whole Life (Maturity Age 100)

1-PPT

60

>PPT- PPT +30

120

>PPT+30

240

In addition, terminal bonus 2.12% - 62.49% of sum assured depending upon the Entry Age, PPT & Benefit Option

ABSLI Akshaya Plan

(UIN 109N136V01) &

(UIN 109N136V02)

Band 1: Annual Premium < 50,000

Long Term Income

Whole Life Income

PPT

Entry Age <= 40 Yr

Entry Age > 40 Yr

Entry Age <= 40 Yr

Entry Age > 40 Yr

6

27.5

21.2

18.7

14.3

8

28.9

21.4

19.2

18.2

10

30.0

22.4

23.1

21.4

12

33.3

24.7

25.5

24.3

15

34.7

26.3

26.6

25.3

 

Band 2: Annual Premium >= 50,000

Long Term Income

Whole Life Income

PPT

Entry Age <= 40 Yr

Entry Age > 40 Yr

Entry Age <= 40 Yr

Entry Age > 40 Yr

6

32.4

30.3

26.8

22.0

8

32.5

30.6

27.5

28.0

10

33.8

32.0

33.1

33.0

12

37.5

35.3

36.5

37.5

15

39.0

37.6

38.0

39.0

 

In addition, terminal bonus 2% - 24321% of sum assured depending upon the Entry Age, PT, PPT & Benefit Option

Band 1: Annual Premium < 50,000

Long Term Income

Whole Life Income

PPT

Entry Age <= 40 Yr

Entry Age > 40 Yr

Entry Age <= 40 Yr

Entry Age > 40 Yr

6

27.5

21.2

18.7

14.3

8

28.9

21.4

19.2

18.2

10

30.0

22.4

23.1

21.4

12

33.3

24.7

25.5

24.3

15

34.7

26.3

26.6

25.3

 

Band 2: Annual Premium >= 50,000

Long Term Income

Whole Life Income

PPT

Entry Age <= 40 Yr

Entry Age > 40 Yr

Entry Age <= 40 Yr

Entry Age > 40 Yr

6

32.4

30.3

26.8

22.0

8

32.5

30.6

27.5

28.0

10

33.8

32.0

33.1

33.0

12

37.5

35.3

36.5

37.5

15

39.0

37.6

38.0

39.0

 

In addition, terminal bonus 2% - 24321% of sum assured depending upon the Entry Age, PT, PPT & Benefit Option

ABSLI Vision LifeIncome Plus Plan (109N131V01) - Terminal Bonus Rate (% of Sum Assured)

Short Term Income

Premium Payment Term (years)

Policy Term (years)

Terminal Bonus (% of Sum Assured)

8

18

1.97%

10

20

2.00%

12

22

1.83%

15

25

2.34%

 

Long Term Income

Premium Payment Term (years)

Policy Term (years)

Terminal Bonus (% of Sum Assured)

8

28

12.50%

10

30

12.12%

12

32

11.38%

15

35

13.20%

8

33

7.43%

10

35

7.12%

12

37

6.94%

15

40

8.38%

8

38

9.84%

10

40

7.43%

12

42

7.35%

15

45

8.20%

Whole Life Income

a. Maturity Age 85 years

Terminal Bonus (% of Sum Assured)

Entry Age/PPT

8

10

12

15

0

62.45%

60.17%

53.58%

53.03%

1

58.85%

56.73%

51.09%

51.03%

2

55.45%

53.45%

48.70%

49.03%

3

52.34%

50.34%

46.41%

47.03%

4

49.45%

47.38%

44.21%

45.03%

5

46.57%

44.57%

42.11%

43.03%

6

43.68%

41.89%

40.09%

41.03%

7

40.80%

39.35%

38.15%

39.03%

8

37.91%

36.93%

36.29%

37.03%

9

35.03%

34.63%

34.51%

35.03%

10

32.14%

32.30%

32.43%

32.92%

11

29.25%

30.20%

30.34%

30.82%

12

26.50%

28.30%

28.34%

28.83%

13

24.59%

26.54%

26.45%

26.93%

14

22.90%

24.86%

24.65%

25.13%

15

21.28%

23.25%

22.93%

23.15%

16

19.74%

21.72%

21.30%

21.53%

17

18.35%

20.26%

19.74%

19.99%

18

16.80%

18.53%

18.26%

18.50%

19

15.95%

17.42%

17.20%

17.10%

20

15.10%

16.25%

16.39%

15.86%

21

14.26%

15.13%

15.61%

15.27%

22

13.41%

14.06%

14.86%

14.68%

23

12.56%

13.03%

14.13%

14.09%

24

11.72%

12.05%

13.43%

13.50%

25

10.87%

11.11%

12.72%

12.91%

26

10.69%

10.96%

12.48%

12.73%

27

10.51%

10.82%

12.25%

12.55%

28

10.33%

10.67%

12.01%

12.36%

29

10.15%

10.53%

11.77%

12.18%

30

9.98%

10.39%

11.53%

12.00%

31

9.80%

10.24%

11.30%

11.81%

32

9.62%

10.10%

11.06%

11.63%

33

9.44%

9.95%

10.82%

11.45%

34

9.26%

9.81%

10.58%

11.27%

35

9.08%

9.67%

10.35%

11.08%

36

8.98%

9.54%

10.21%

10.93%

37

8.88%

9.42%

10.08%

10.77%

38

8.78%

9.30%

9.94%

10.61%

39

8.68%

9.18%

9.80%

10.46%

40

8.58%

9.06%

9.67%

10.30%

41

8.48%

8.93%

9.53%

10.14%

42

8.38%

8.81%

9.38%

9.99%

43

8.28%

8.69%

9.24%

9.83%

44

8.18%

8.57%

9.12%

9.68%

45

8.08%

8.45%

8.99%

9.52%

46

7.64%

7.98%

8.47%

8.96%

47

7.21%

7.51%

7.95%

8.39%

48

6.77%

7.04%

7.43%

7.83%

49

6.34%

6.57%

6.90%

7.27%

50

5.90%

6.10%

6.38%

6.71%

51

5.47%

5.63%

5.86%

6.14%

52

5.03%

5.16%

5.34%

5.58%

53

4.60%

4.69%

4.82%

5.02%

54

4.16%

4.22%

4.30%

4.46%

55

3.73%

3.75%

3.78%

3.90%

b. Maturity Age 100 years

Terminal Bonus (% of Sum Assured)

Entry Age/PPT

8

10

12

15

0

35.22%

44.72%

41.55%

47.43%

1

32.66%

42.44%

39.53%

45.98%

2

30.23%

40.25%

37.10%

43.45%

3

27.92%

38.14%

35.73%

40.95%

4

25.73%

36.12%

33.38%

38.80%

5

23.64%

34.18%

31.91%

36.39%

6

21.65%

32.32%

30.66%

34.86%

7

19.56%

30.53%

29.75%

32.78%

8

17.57%

28.81%

28.83%

30.66%

9

15.70%

27.16%

27.12%

28.65%

10

15.56%

25.35%

25.49%

26.73%

11

15.42%

23.84%

23.72%

24.70%

12

15.28%

22.34%

22.00%

22.77%

13

15.14%

20.86%

20.87%

20.94%

14

15.00%

19.44%

19.35%

19.21%

15

14.86%

18.08%

17.73%

17.57%

16

14.72%

16.78%

16.19%

16.02%

17

14.58%

15.53%

14.74%

14.55%

18

14.44%

14.20%

13.50%

13.30%

19

13.85%

13.40%

12.50%

12.73%

20

13.27%

12.61%

11.40%

12.17%

21

12.68%

11.82%

10.43%

11.61%

22

12.10%

11.02%

9.40%

11.05%

23

11.51%

10.23%

8.59%

10.49%

24

10.93%

9.44%

7.66%

9.93%

25

10.35%

8.65%

6.91%

9.37%

26

10.00%

8.30%

6.55%

9.01%

27

9.65%

7.95%

6.37%

8.66%

28

9.30%

7.60%

6.08%

8.31%

29

8.95%

7.25%

5.79%

7.96%

30

8.60%

6.90%

5.50%

7.61%

31

8.25%

6.55%

5.20%

7.25%

32

7.90%

6.20%

4.92%

6.90%

33

7.55%

5.85%

4.63%

6.55%

34

7.20%

5.50%

4.34%

6.20%

35

6.85%

5.16%

4.06%

5.85%

36

6.66%

5.04%

3.94%

5.59%

37

6.47%

4.92%

3.82%

5.34%

38

6.28%

4.80%

3.70%

5.08%

39

6.09%

4.68%

3.58%

4.83%

40

5.90%

4.57%

3.46%

4.57%

41

5.71%

4.45%

3.35%

4.32%

42

5.52%

4.33%

3.22%

4.06%

43

5.33%

4.21%

3.15%

3.81%

44

5.14%

4.09%

2.99%

3.54%

45

4.95%

3.98%

2.88%

3.30%

46

4.79%

3.83%

2.80%

3.20%

47

4.64%

3.68%

2.72%

3.10%

48

4.48%

3.53%

2.65%

3.00%

49

4.33%

3.38%

2.57%

2.90%

50

4.17%

3.24%

2.50%

2.80%

51

4.02%

3.09%

2.42%

2.70%

52

3.86%

2.94%

2.34%

2.60%

53

3.71%

2.79%

2.27%

2.50%

54

3.55%

2.64%

2.19%

2.40%

55

3.40%

2.50%

2.12%

2.30%

ABSLI Akshaya Plan (109N136V01) - Terminal Bonus Rate (% of Sum Assured)

Long Term Income

a. Entry Age <= 40 years

Policy Term / PPT

6

8

10

12

15

25

23%

2%

3%

24%

52%

30

27%

22%

25%

54%

75%

35

67%

55%

60%

96%

115%

40

132%

100%

110%

158%

175%

b. Entry Age > 40 years

Policy Term / PPT

6

8

10

12

15

25

27%

11%

12%

35%

54%

30

41%

36%

39%

73%

81%

35

73%

75%

78%

123%

116%

40

133%

130%

137%

197%

176%

Whole Life Income

a. Maturity Age 85 years

Entry Age/PPT

6

8

10

12

15

0

1952.69%

4127.39%

4790.80%

6838.42%

9801.62%

1

1821.68%

3848.49%

4461.93%

6365.56%

9126.94%

2

1726.57%

3590.40%

4163.60%

5925.19%

8498.62%

3

1602.52%

3351.27%

3885.77%

5516.65%

7915.53%

4

1487.36%

3115.04%

3612.59%

5123.00%

7355.28%

5

1384.10%

2888.85%

3352.27%

4750.41%

6825.74%

6

1289.63%

2675.03%

3106.96%

4397.71%

6325.17%

7

1201.51%

2476.89%

2877.74%

4074.06%

5865.29%

8

1119.31%

2291.49%

2661.97%

3771.90%

5436.05%

9

1042.62%

2119.00%

2464.81%

3490.53%

5036.36%

10

971.05%

1959.52%

2280.40%

3229.13%

4664.98%

11

904.27%

1811.08%

2108.91%

2987.81%

4321.88%

12

849.62%

1672.56%

1951.44%

2761.37%

4000.15%

13

782.75%

1546.88%

1805.02%

2555.39%

3706.89%

14

720.99%

1431.03%

1669.55%

2365.08%

3435.73%

15

663.93%

1324.11%

1545.88%

2189.63%

3185.51%

16

611.21%

1225.20%

1432.04%

2027.15%

2953.65%

17

562.49%

1134.32%

1327.14%

1877.73%

2740.15%

18

517.45%

1048.70%

1229.24%

1736.78%

2538.99%

19

475.81%

971.31%

1139.37%

1608.25%

2355.16%

20

437.31%

898.80%

1055.72%

1490.49%

2186.43%

21

401.69%

832.24%

978.35%

1380.61%

2029.00%

22

368.75%

769.66%

905.85%

1277.69%

1881.61%

23

340.58%

720.68%

850.74%

1181.78%

1744.24%

24

314.34%

675.39%

798.52%

1092.82%

1619.00%

25

289.91%

632.73%

749.34%

1025.00%

1525.00%

26

281.04%

592.73%

704.03%

967.00%

1430.00%

27

275.74%

546.38%

649.03%

902.83%

1337.67%

28

263.32%

501.99%

599.77%

834.25%

1239.52%

29

254.61%

461.61%

553.43%

768.65%

1145.89%

30

249.10%

422.85%

509.05%

709.08%

1060.61%

31

243.47%

387.71%

468.68%

652.04%

979.20%

32

238.00%

354.48%

429.86%

600.78%

905.72%

33

221.32%

323.21%

394.75%

552.43%

836.51%

34

213.50%

293.93%

361.54%

507.03%

771.58%

35

207.11%

265.40%

330.28%

465.65%

712.21%

36

198.49%

240.30%

301.00%

402.04%

625.42%

37

178.44%

216.12%

266.89%

375.83%

586.12%

38

163.78%

192.92%

248.49%

351.21%

549.21%

39

131.19%

170.42%

231.21%

328.10%

514.54%

40

124.68%

157.32%

214.97%

306.38%

481.97%

41

116.98%

145.00%

199.71%

285.98%

451.38%

42

109.68%

133.42%

185.38%

266.82%

422.63%

43

102.77%

122.54%

171.91%

248.82%

395.62%

44

96.22%

112.31%

159.25%

231.90%

370.24%

45

91.09%

102.69%

147.35%

216.00%

346.39%

46

86.55%

84.92%

136.34%

189.14%

309.38%

47

82.16%

70.00%

117.32%

166.43%

277.75%

48

66.51%

56.74%

100.41%

146.18%

249.42%

49

52.88%

44.96%

85.38%

128.12%

224.02%

50

46.01%

36.00%

72.00%

112.00%

201.24%

51

46.42%

35.39%

71.00%

113.24%

171.15%

52

57.19%

34.50%

70.00%

114.32%

145.40%

53

57.92%

32.01%

61.36%

115.24%

123.34%

54

51.40%

21.69%

50.25%

102.50%

104.44%

55

45.48%

12.00%

40.15%

91.31%

88.24%

b. Maturity Age 100 years

Entry Age/PPT

6

8

10

12

15

0

8898.81%

11700.00%

14715.72%

16356.62%

24320.68%

1

8293.78%

10672.31%

13708.20%

15240.96%

15240.96%

2

7732.21%

9947.29%

12773.47%

14205.78%

14205.78%

3

7209.04%

9272.12%

11903.36%

13241.94%

13241.94%

4

6721.59%

8643.31%

11093.31%

12344.44%

12344.44%

5

6267.39%

8057.64%

10339.13%

11508.65%

11508.65%

6

5844.12%

7512.10%

9636.88%

10730.25%

10730.25%

7

5449.65%

7003.88%

8982.93%

10005.23%

10005.23%

8

5081.99%

6530.39%

8373.92%

9329.86%

9329.86%

9

4739.28%

6089.22%

7806.69%

8700.70%

8700.70%

10

4419.79%

5678.13%

7278.33%

8114.53%

8114.53%

11

4121.94%

5295.02%

6786.14%

7568.36%

7568.36%

12

3844.22%

4937.97%

6327.59%

7059.42%

7059.42%

13

3585.25%

4605.17%

5900.36%

6585.12%

6585.12%

14

3343.75%

4294.94%

5502.26%

6143.07%

6143.07%

15

3118.52%

4005.73%

5131.27%

5731.03%

5731.03%

16

2908.44%

3736.09%

4785.52%

5346.94%

5346.94%

17

2712.48%

3484.68%

4463.26%

4988.86%

4988.86%

18

2529.67%

3250.23%

4162.87%

4655.01%

4655.01%

19

2359.11%

3031.59%

3882.84%

4343.72%

4343.72%

20

2199.96%

2827.67%

3621.76%

4053.43%

4053.43%

21

2051.46%

2637.46%

3378.33%

3782.71%

3782.71%

22

1912.87%

2460.03%

3151.34%

3530.21%

3530.21%

23

1783.52%

2294.50%

2939.65%

3294.69%

3294.69%

24

1662.79%

2140.05%

2742.22%

3074.98%

3074.98%

25

1550.09%

1995.95%

2558.08%

2870.00%

2870.00%

26

1439.65%

1830.58%

2356.19%

2686.64%

2686.64%

27

1337.31%

1696.04%

2170.55%

2497.49%

2497.49%

28

1242.44%

1571.44%

1999.80%

2322.02%

2322.02%

29

1154.47%

1456.02%

1842.72%

2159.22%

2159.22%

30

1072.88%

1349.08%

1698.17%

2008.12%

2008.12%

31

997.16%

1249.98%

1565.11%

1867.87%

1867.87%

32

926.88%

1158.13%

1442.60%

1737.65%

1737.65%

33

861.63%

1072.97%

1329.77%

1616.71%

1616.71%

34

808.96%

994.02%

1225.84%

1511.70%

1511.70%

35

759.44%

920.79%

1130.07%

1400.00%

1400.00%

36

720.05%

861.84%

1053.15%

1314.48%

1314.48%

37

682.63%

806.62%

990.46%

1247.24%

1247.24%

38

647.08%

754.88%

931.52%

1183.46%

1183.46%

39

613.31%

706.38%

876.08%

1122.97%

1122.97%

40

575.88%

660.93%

823.93%

1065.59%

1065.59%

41

535.83%

618.32%

774.88%

1011.16%

1011.16%

42

498.65%

578.36%

728.72%

959.54%

959.54%

43

464.11%

540.00%

685.28%

910.56%

910.56%

44

432.01%

505.74%

644.41%

864.09%

864.09%

45

409.43%

472.77%

605.93%

820.00%

820.00%

46

365.83%

414.18%

543.22%

736.86%

664.70%

47

326.56%

362.34%

486.93%

662.36%

536.95%

48

291.16%

316.44%

436.36%

595.56%

431.66%

49

273.20%

275.78%

390.90%

535.61%

344.71%

50

293.00%

303.39%

377.69%

525.57%

272.79%

51

292.75%

292.19%

350.73%

508.22%

215.43%

52

292.43%

281.46%

325.37%

491.65%

167.67%

53

292.11%

271.19%

301.98%

475.85%

143.44%

54

291.83%

261.35%

280.38%

460.79%

134.94%

55

285.00%

251.95%

261.40%

446.44%

126.96%

Historical Bonus Rates