1800-270-7000
Aditya Birla Sun Life Insurance Company Limited
Aditya Birla Sun Life Insurance Company Limited
Post Office Monthly Income Scheme Calculator
Post Office Monthly Income Scheme (POMIS) Calculator
Benefits of Post Office Monthly Income Scheme Calculator
Some of the benefits of a Post Office Monthly Income Scheme calculator are:
Instant Results
You no longer need to sift through complex charts or do cumbersome math on paper. The ABSLI Post Office Scheme Calculator quickly shows you exactly how much you might earn each month.
Accurate Estimates
By factoring in the current POMIS interest rate, the calculator offers near-accurate projections, helping you plan your finances with greater certainty.
Time-Saving
Manual calculations can take time and are prone to small errors. A digital tool is both faster and more reliable.
Flexible Planning
Thinking about investing more or less than you initially planned? Quickly adjust the numbers in the MIS Calculator to see how it affects your monthly payout.
User-Friendly
Designed for all types of investors, from first-timers to seasoned savers, it breaks down the results in a simple, easy-to-understand format.
How Does the Post Office Monthly Income Scheme Calculator Work?
Here’s how our calculator works:
Data Inputs
You provide essential info such as the amount you wish to invest and the current POMIS interest rate.
Calculation
The calculator applies the POMIS formula (including the periodicity of interest payouts) to estimate what you could earn monthly.
Result Display
It instantly shows you a breakdown—often highlighting the monthly interest amount and total interest over the entire tenure.
Adjustments
If you wish to try different scenarios (e.g., investing a slightly higher amount), you can simply tweak the input values. The calculator will recalculate on the spot.
By leveraging the POMIS Calculator, you can quickly decide how much to invest to meet specific monthly income goals.
How to Use Post Office Monthly Scheme Calculator?
To use our POMIS calculator, you need to:
Access the Calculator:
Head to ABSLI’s website and locate the Post Office Monthly Income Scheme Calculator.
Input Investment Amount:
Enter how much you plan to deposit into the POMIS.
Enter Current Interest Rate:
Use the latest POMIS rate set by the government. This may change from time to time, so make sure you use the most recent figure.
Set Your Tenure:
The POMIS usually has a fixed investment period (e.g., 5 years), but you can recheck or renew. Enter the relevant duration.
Click “Calculate”:
Within seconds, you’ll see how much you can expect to earn monthly in interest, along with the total interest over the scheme’s entire duration.
Adjust as Needed:
Try varying the amount or see the impact if the interest rate changes. The calculator updates results immediately, giving you a versatile tool for planning.
FAQs
Yes. The ABSLI POMIS Calculator is designed to provide accurate estimates based on the information you enter. However, it uses the current interest rate, and any future changes in policy or rate revisions by the government could alter the final outcome.
You mainly need your desired investment amount and the current Post Office Monthly Income Scheme interest rate. The calculator may also ask you to confirm or adjust the tenure so it can provide precise monthly interest results.
Anyone interested in a stable monthly income from a government-backed scheme can benefit from the calculator—especially retirees, conservative investors, or those who want a predictable cash flow to supplement their regular earnings.
The government updates the POMIS interest rate periodically, usually every quarter. The ABSLI calculator is updated accordingly, so you can rely on it to reflect the latest official rate.
ABSLI updates the interest rate as soon as new data is available from the government. Since rates can be revised quarterly, it’s wise to revisit the tool periodically for the most accurate numbers.
Typically, the calculator focuses on interest earnings rather than tax implications. For specifics on TDS or tax liability, it’s best to consult financial professionals or review the latest income tax guidelines. You can factor in your tax considerations separately once you know your approximate monthly interest amount.
Get immediate income payout after 1 day of policy issuance^
ABSLI Nishchit Aayush Plan
Guaranteed# income
Life Cover across policy term
Lumpsum Benefit at policy maturity, in addition to Income
Get :
₹33.74 lakhs~
Pay: ₹10K/month for 10 years
BUY ONLINEMost Popular Calculator
ABSLI Nishchit Aayush is a non-linked non-participating individual savings life insurance plan (UIN No 109N137V12)
^ - Provided 0 year deferment & Annually in Advance payout frequency is chosen at the time of inception of the policy. Annually in Advance payout frequency is only available in "Annual" premium payment mode.
~Male- 25 yrs invests in ABSLI Nishchit Aayush Plan with Level Income + Lumpsum Benefit. He chooses premium payment term 10 yrs , policy term 40 years, benefit option -Long Term Income, Sum Assured 7 times of Annualized Premium and Deferment Period 0 years. Annualized Premium is ₹1,20,000 (Exclusive of GST.). Annual Income of ₹ 42,360 (42,360*40= 16,94,400) + Maturity Benefit (₹16,80,000)= ₹ 33,74,400
#Provided all due premiums are paid
ADV/4/25-26/74
Get immediate income payout after 1 day of policy issuance^
Plan Smarter, Live Better!
