Some of our branches are now open. You may view the list of open branches here. For any query and Self-service related needs you can instantly send your request by accessing our digital channels. Use Chatbot - ABC Assist or Whatsapp (send "HI" to 88288 00040). Avail our online services. Write to Stay Home. Stay Safe.| Get an additional one month grace period on policy premium due in the month of March & April, 2020 |

Aditya Birla Sun Life Insurance Company Limited

Where is my money invested in a ULIP?

Unit Linked Insurance Plans (ULIPs) have succeeded in bringing together two important aspects of your life insurance and investment -and merge them in one single solution. That way, instead of monitoring and managing different products for different requirements, you can meet all your requirements with one single solution.

What are ULIPs?

ULIPs are insurance plans that come with a market linked investment component. In this type of plan, a part of your premium is used for providing life cover. The rest of the amount is invested in market linked options like mutual funds, which give you returns.

ULIPs allow you to customise your investment by selecting the mutual fund you want your money to be invested in. The returns you get depend on the performance of the fund you have selected. Moreover, most ULIPs allow you to switch funds from time to time, according to your needs.

Where is your money invested?

ULIPs typically invest in different types of mutual funds as elaborated below:

Equity Mutual Funds

These types of funds invest primarily in shares of companies listed on the stock exchange. These funds are suitable for you if you have a high risk appetite and want to earn high returns over a longer period of time.

Debt Mutual Funds

These types of funds invest in bonds issued by the government or private companies. Debt funds are usually considered low risk products that can provide stable returns. However, when compared to aggressive options like equity mutual funds, they may provide lesser returns over the long term. You can choose this kind of fund if you have a low risk appetite and prefer stability over returns.

Balanced Mutual Funds

Balanced funds invest in a mix of equity and debt options. They aim to combine the returns and stability aspect of equity and debt respectively. These funds are suitable for you if you have a moderate risk profile.

The returns you get on ULIPs depend on the type of funds you select. While making this selection, keep different factors like your risk profile, age, income, etc. in mind. This will ensure that your investments and returns are as per your needs. When selected appropriately, ULIPs can not only protect you financially, but also provide good returns.

Toll free (Within India):

1800 270 7000

Outside India: :

+91 22 66917777

(Call charges apply)

Between 9 am to 9 pm, All 7 Days

Send an Advisor

Mail on:

Get to a branch closest to you

Connect with us on Whatsapp:

Step 1. Register

Register by giving a missed call on 7676690033 or SMS OPTIN on 567679 from your registered mobile number

Step 2. Begin Chatting

Save the number 8828800040 as ABSLI contact and say 'Hi' to us on WhatsApp

Other Related Articles

How easy is it to create wealth in India?

In the quest for a peaceful financial future, one often works hard all day to make enough money. But in times...Read more

Things you need to know about ULIPs before investing in them

While inflation rises steadily and living costs continue to increase, it is time to take stock of your finances and...Read more

Wealth, life coverage and tax benefits…the many benefits of ULIPs

At the back of every person's mind is the fear that their loved ones will be left unprotected in the future. This... Read more

Busting the Myths about ULIPs

When talking about ULIPs, one often hears the words 'toxic' and 'costly' to describe this investment instrument... Read more

Gain the upper hand with ULIPs

The ultimate goal of any investment, big or small, is to increase the money one invests. This is the underlying... Read more

ULIP is a Smart Choice of Investment @ Aditya Birla Sun Life Insurance

Unit linked insurance plan or ULIP is a market-linked Insurance product that combines the very best of investments... Read more

ULIPs - Wise investment options for the smart investor

The goal of any investment is to augment wealth. If the invested money does not grow over a certain period... Read more

Unit Linked Insurance Plans - All you need to know

In today's fast paced world, life changes in an instant. Where we may be healthy and happy one moment, the... Read more

What is a unit-linked insurance plan?

Some years ago, insurance was all about creating a 'safety net' for loved ones that provides financial assistance... Read more

Where is my money invested in a ULIP?

Unit Linked Insurance Plans (ULIPs) have succeeded in bringing together two important aspects of your life insurance... Read more

Why ULIP Plans are for Wise Investors

The IRDA has made it mandatory for life insurers to provide policyholders customised benefit illustrations that... Read more