Term Insurance Plans for Smokers
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Table of Contents
- Who is a smoker and how are smokers categorised by insurers?
- How does a term policy work for smokers?
- Does Smoking Affect My Term Insurance Premium Rates?
- What are the Eligibility Criteria for Term Insurance Plan for Smokers?
- Things to consider before buying Term Plan for Smokers
- The features of term plans in India
Who is a smoker and how are smokers categorised by insurers?
How does a term policy work for smokers?
Does Smoking Affect My Term Insurance Premium Rates?
What are the Eligibility Criteria for Term Insurance Plan for Smokers?
Things to consider before buying Term Plan for Smokers
The features of term plans in India
About Author
for Salaried Individuals¹
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Disclaimer
ABSLI Salaried Term Plan (UIN:109N141V01) is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Life Cover with ROP) this product shall be a non-linked non-participating individual savings life insurance plan.
Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
1LI Age 21, Male, Non Smoker, Option 1: Life Cover, PPT: Regular Pay, SA: ₹ 1 Cr., PT: 10 years, Premium paying term: 10 years, Annual Premium: ₹ 5900/- ( which is ₹ 491.66/month) Premium exclusive of GST. On death, 1 Cr SA is paid and the policy terminates.
ADV/8/23-24/1668
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