PPF Withdrawal Rules
PPF plans will mature after 15 years. Investors have three alternatives when this term comes to an end. They may choose to fully withdraw their money if they want. The entire amount will get credited to their savings account. Alternatively, they might decide to continue with their plan while making no PPF contributions. The interest will accumulate in this scenario up until the account is closed. Investors have the option of extending their accounts with donations. This extension may last for five years. One may extend their PPF account as many times as they'd like during their lifetime.
Before the PPF matures, investors may also partly withdraw some of their contributions. On partial withdrawals, there are, nevertheless, specific guidelines. Premature withdrawals are only permitted once five years have passed after the year's conclusion. The investor cannot, however, take a full withdrawal. The maximum amount that may be withdrawn is limited to 50% of the PPF balance at the end of the fourth year or 50% of the balance at the end of the previous year, whichever is smaller.
Investors also have the option of early PPF account closure. But this is permitted only under the following circumstances: