Investment Plans





Benefits of Investment Plans
Investment plans offer a broad range of benefits such as:






- Mutual Funds
- Fixed Deposits (FD)
- Public Provident Fund (PPF)
- National Pension System (NPS)
- Unit Linked Investment Plans (ULIPs)
- Government Sponsored Investment Plans (such as bonds, senior citizen savings scheme, post office scheme, etc)

- Savings accounts
- Liquid funds
- Fixed maturity plans
- Arbitrage funds
- National Savings Certificate (NSC)
- Short term funds
- Recurring Deposits (RD)
Types of Investment Plans Based on Premium Payment Frequency
Investment plans can also be categorised based on the way premiums are paid:


5 Popular Investment Options in India
The idea of investment plans is not new in India, and, as a result, over time, investors have identified a few types of investment plans that are generally preferred. These plans are used to diversify the investment portfolio (the act of investment in multiple instruments to reduce risk), and are trusted instruments of growing wealth. Some of the most preferred plans in India are:















FAQs on Investment Plans
- Not reading the policy document carefully
- Not understanding policy exclusions
- Not choosing policies based on goals
- Selecting a short term period for a long term policy (example, selecting a 5-year period for a mutual fund)
- Age: Minimum 18 years of age (unless you are looking at a child plan). Some plans, like retirement plans, have a maximum age of entry.
- Indian nationality (some plans are only open to Indian residents, while others are also open to NRIs)
- Ability to adhere to the premium payment terms and modes.
- Fixed Deposits
- Mutual Funds
- Retirement Plans
- PPFs
- Government Bonds
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Disclaimer
¹ Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
ADV/8/22-23/1073