Aditya Birla Sun Life Insurance Company Limited

ABSLI’s PRMBS Products

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ABSLI Group CapSecure Plan

A non-linked non-participating fund based group plan where the employer is the master policyholder while the employees are the beneficiaries.

Capital protection with compounding returns
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ABSLI Group Capital Assured Traditional Plan

A non-linked, non-participating fund based group plan where the employer can earn interest on the investments, which is credited to the policy at the end of every financial year.

Capital protection with guaranteed positive returns

Benefits Of Funding PRMBS Scheme

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By investing in a PRMBS Scheme, you will be able to create a substantial corpus for providing PRMBS benefits to your employees and its costs will be spread uniformly over the employee’s service years.

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A PRMBS Scheme allows you to fulfil your liabilities towards your employees without adversely affecting your cash-flow and working capital.

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You will earn interests on your investment which will help in reducing your yearly contribution.

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By investing in a PRMBS Scheme, you will not only accumulate funds for paying employee benefits but also gain high returns on them in the form of interest.

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PRMBS Scheme offered by ABSLI offers high liquidity. You can make stable stream of contributions towards the policy and file a claim to withdraw money, whenever necessary.

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A part of the contributions made by youtowards a PRMBS scheme will be used to provide life insurance cover to your employees.

Frequently Asked Questions

PRMB scheme covers the medical expenses incurred by a retired employee, his/her spouse, dependent son(s), and unmarried daughter(s).

Though it’s not mandatory for employers to offer PRMBS to their employees, it helps in fostering employee-employer relationship and also in talent acquisition and retention.

Yes. You can invest in multiple PRMBS plans from ABSLI to diversify your portfolio and create a substantial corpus to fulfil your liabilities towards your employees.

It depends upon the plan option chosen by you. Usually, minimum contribution allowed towards ABSLI’s PRMBS plans starts from Rs. 5,000 per year and there is no cap on maximum contribution which you can make.

Why Choose ABSLI’s PRMBS Scheme?

Our PRMBS Schemes are designed to provide you a peace of mind with:

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Consistent returns in top quartile across products

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19+ years of experiences investment managers

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High quality portfolio with the right mix of debt and equity

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Complete transparency and flexibility to manage your portfolio

Know Your Funds

Check out the performance of funds, their NAV, and much more here.

All NAVs
Portfolio & Performance
Market Outlook

Group Services

Service For Policy Holders

Fund Portal
Term Portal

Customer Support

Call Us

For West region : +91 9088020805

For South region : +91 9916992444

For East and North region : +91 9560425798

Write to Us

For or any query : absli.grouphelpline@adityabirlacapital.com

For West region : Anandita.Dubey2@adityabirlacapital.com

For South region : Karundeep.Kaur@adityabirlacapital.com

For East and North region - Ashish.Bhardwaj@adityabirlacapital.com

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The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License.”

ABSLI Group CapSecure Plan and ABSLI Group Capital Assured Traditional Plan are underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-linked, non-participating fund based group plan. The amount of Contributions less payment in respect of member exit plus quarterly interest addition are reflected in the Policy Account Value and is guaranteed at all times. ABSLI’s liability is limited to the Policy Account Value plus the Sum Assured. ABSLI reserves the right to recover levies such as the GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. Please read the brochure carefully before concluding the sale. For further details please refer to the policy contract. Tax benefits subject to changes in the tax laws. For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale. Please refer the Exclusions Section in the sales brochure for details on Exclusions and the Terms & Conditions.(UIN: 109N084V04)

ABSLI Group Unit Linked plan and ABSLI Group value plus plan are underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating unit linked plan, Aditya Birla Sun Life Insurance and ABSLI Group Unit Linked Plan are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The names of the funds offered in this plan do not in any way indicate their quality, future prospects or returns. The charges are guaranteed throughout the term of the policy unless specifically mentioned and subject to IRDAI approval. The value of the investment fund reflects the value of the underlying investments. These investments are subject to market risks and change in fundamentals such as tax rates etc affecting the investment portfolio. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. There is no guarantee or assurance of returns from the investment funds. ABSLI reserves the right to recover levies such as the service tax levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale. Please refer the Exclusions Section in the sales brochure for details on Exclusions and the Terms & Conditions.(UIN: 109N070V03)

Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors’ influencing the capital market and the insured is responsible for his or her decision. Aditya Birla Sun Life Insurance Company Limited is only the name of the Insurance Company and ABSLI Group Value Plus plan and ABSLI Group Unit linked plan are only name of the unit linked life insurance contract and funds and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document. The various funds offered under this contract are the names of the funds and do not any way indicate the quality of these plans, their future prospects and returns .The Past performance of the Unit linked fund(s) of the company is not necessarily indicative of the future performance of any of these Unit linked fund(s).

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Call Centre: 1-800-270-7000 www.adityabirlasunlifeinsurance.com IRDAI Reg. No. 109 | CIN: U99999MH2000PLC128110 | UIN: 109L036V04 | UIN: 109L055V04