Multiple options to receive income benefit
Total flexibility on sum assured
Steady income in case diagnosed with any of covered dreaded illnesses or occurrence of Total and Permanent Disability
In the event of the member being diagnosed with the first occurrence of any of the covered Critical Illnesses or Total Permanent Disability, Income benefit will be paid.
Add new members during the policy year either by paying pro-rata premium for the cover during the remaining policy year or by paying the full premium for one full year of cover from the member’s risk commencement date as per the scheme rules.
Premium payment options
The premium under the policy can be paid either on an Annual, Semi-annual, Quarterly or Monthly basis.
Increase or Decrease in Sum Assured
The master policyholder will be allowed to increase or decrease the cover amount of the members during the year according to the definition of the cover for the group.
Minimum Age at Entry
18 years (Age last birthday)
Maximum Age at Entry
65 years (Age last birthday)
Minimum Size of Group
Maximum Age at Renewal
65 years (Age last birthday)
Minimum Sum Assured
Maximum Sum Assured
No limit (subject to board approved underwriting guidelines)
Minimum Policy Term
One year renewable
Frequently Asked Questions
Which critical illnesses are covered under this plan?
Cancer of specified severity, Myocardial Infarction, Stroke resulting in permanent symptoms, Kidney failure requiring regular dialysis, and end-stage liver failure are some of the critical illness covered under this plan. Refer to the plan brochure for details.
What type of disability is covered?
The plan defines disability in two ways:
Definition 1: Loss of use of limbs or visual loss or Loss of the use of two limbs or Loss of the use of one limb and the sight of one eye or Loss of the sight in both eyes (Blindness )
Definition 2: Loss of independent living where the life insured is unable to perform independently any two or more activities of these activities - Washing,Dressing,Transferring,Mobility and Feeding
Can it be offered to select members only?
Yes, it can be offered to well-defined selected members.
Service for Policy Holders
For West region - 9088020805
For South region - 9916992444
For East and North region - 9560425798
Write to Us
For or any query, Please write to firstname.lastname@example.org
For West region - Anandita.Dubey2@adityabirlacapital.com
For South region - Karundeep.Kaur@adityabirlacapital.com
For East and North region - Ashish.Bhardwaj@adityabirlacapital.com
The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License.”
This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-linked, non-participating group insurance plan. ABSLI reserves the right to recover levies such as GST levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. For further details please refer to the policy contract. Tax benefits subject to changes in the tax laws. For more details on risk factors terms and conditions, please read the sales brochure carefully before concluding the sale. Please refer the Exclusions Section in the sales brochure for details on Exclusions and the Terms & Conditions.
Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. Call Centre: 1-800-270-7000 www.adityabirlasunlifeinsurance.com IRDAI Reg. No. 109 | CIN: U99999MH2000PLC128110 ADV/9/20-21/1181