Why do smokers pay higher life insurance premiums?
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Table of Contents
How much more do smokers pay for life insurance?
Factors that affect the cost of smokers' insurance
How does smoking affect life insurance?
Tips for getting the cheapest life insurance rates for smokers
Conclusion
About Author
FAQs
for Salaried Individuals¹
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Disclaimer
ABSLI Salaried Term Plan (UIN:109N141V01) is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Life Cover with ROP) this product shall be a non-linked non-participating individual savings life insurance plan.
1LI Age 21, Male, Non Smoker, Option 1: Life Cover, PPT: Regular Pay, SA: ₹ 1 Cr., PT: 10 years, Premium paying term: 10 years, Annual Premium: ₹ 5900/- ( which is ₹ 491.66/month) Premium exclusive of GST. On death, 1 Cr SA is paid and the policy terminates.
Tax benefits are subject to changes in tax laws. Kindly consult your financial advisor for more details.
ADV/9/23-24/1994
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