Life Insurance for Smokers in India 2024: What You Need to Know
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Table of Contents
- How Do Life Insurers Define Smokers?
- Life Insurance For Smokers: Exploring The Options
- How Insurance Companies Categorise Smokers And Non-Smokers?
- Occasional Smoker Life Insurance: What You Need To Know
- Does Smoking Affect Life Insurance Premiums?
- Eligibility Criteria of Life Insurance for Smokers
- How to Buy Life Insurance for Smokers?
- Tips For Finding The Best Life Insurance For Smokers
- Final Thoughts
How Do Life Insurers Define Smokers?
Life Insurance for Smokers: Exploring the Options
How Insurance Companies Categorise Smokers And Non-Smokers?
Occasional Smoker Life Insurance: What You Need to Know
Does Smoking Affect Life Insurance Premiums?
Eligibility Criteria of Life Insurance for Smokers
How to Buy Life Insurance for Smokers?
Tips for Finding the Best Life Insurance for Smokers
Final Thoughts
About Author
for Salaried Individuals¹
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Disclaimer
ABSLI Salaried Term Plan (UIN:109N141V01) is a non-linked non-participating individual pure risk premium life insurance plan; upon Policyholder’s selection of Plan Option 2 (Life Cover with ROP) this product shall be a non-linked non-participating individual savings life insurance plan.
1LI Age 21, Male, Non Smoker, Option 1: Life Cover, PPT: Regular Pay, SA: ₹ 1 Cr., PT: 10 years, Premium paying term: 10 years, Annual Premium: ₹ 5900/- ( which is ₹ 491.66/month) Premium exclusive of GST. On death, 1 Cr SA is paid and the policy terminates.
[1] https://www.cdc.gov/tobacco/data_statistics/fact_sheets/health_effects/effects_cig_smoking/index.htm#:~:text=Smoking%20causes%20about%2090%25%20
ADV/3/23-24/3761
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