In order to build a better life and realise your dreams, you always need
to plan ahead. That is you need a savings plan that helps you attain
your goals with your changing life stage and can be customised to
match your needs while giving you peace of mind. Introducing Aditya
Birla Sun Life Insurance Wealth Secure Plan that combines long term
savings and whole life coverage specially designed for you to focus on
your goals and maximise savings for your future.
(3)Tax benefits are subject to changes in the tax law, please consult your tax advisor for more details.
- Pay premiums for a limited term and get life cover for whole life
- Flexibility to choose from 3
investment options to suit your
- Flexibility to add top-ups
whenever you have additional
- Flexibility of partial withdrawals to meet
any emergency fund requirements
- Tax benefits(1) under section 80C and
section 10(10D) of the Income Tax Act, 1961
This option allows us to manage and administer your investment portfolio on your behalf
and according to your risk profile
Systematic Transfer Option
With this investment option you can systematically participate and eliminate the need to
time your investments into the market
Self-Managed Option gives you access to our well-established suite of 16 investment
funds, complete control in how to invest your premiums and full freedom to switch from
one investment fund to another
You are rewarded for policy continuance by additional units being added
to your policy.
In the unfortunate event the life insured dies while the policy is in effect,
the nominee will be paid the greater of Basic Fund Value as on date of
intimation of death or Basic Sum Assured plus higher of the Top-Up Fund
Value as on date of intimation of death or the Top-Up Sum assured
applicable to your policy.
In case of emergencies, you can surrender your policy to us anytime during
the policy term. For more details on the above mentioned benefits, please
refer to the product brochure. The charges under this plan are Premium
Allocation Charge, Fund Management Charge, Policy Administration Charge
and Mortality Charge.
For more details on these charges, please refer to the product brochure.
||30 days* to 65 years
|Premium Paying Term (PPT)
||For entry ages 30 days to 44 years : 5 to 30 years
For entry ages 45 to 60 years: 8 to 30 years
For entry ages 61 to 65 years: 10 to 14 years
Attained age at the end of premium paying term must be 75 years or less
Minimum Rs. 30,000 p.a. if paid annually or semi-annually
Minimum Rs. 60,000 p.a. if paid monthly or quarterly
Minimum Rs. 5,000
*Risk commences from the first policy anniversary
Rahul is 35 years old and pays annual premium of Rs. 1,00,000 (exc.GST) with premium paying
term of 15 years and policy term of 65 years.
In case of Rahul’s unfortunate death in the 26th year, the death benefit based on the
assumed investment returns, are as per the table given below
The above values are illustrative and for a healthy male. An extra premium may be charged as per our
then existing underwriting guidelines for substandard lives, smokers or people having hazardous
occupations etc. The assumed rates of return 4% and 8% are not guaranteed and they are not the
upper or lower limits of what one might get back as the value of the policy is dependent on a number
of factors including future investment performance.
Know more about ulip plans and also calculate the premium with Wealth Calculator
This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). Unit linked Life Insurance products are
different from the traditional insurance products and are subject to risk factors. This is a non-participating unit linked life insurance plan
savings for your second innings. Aditya Birla Sun Life Insurance and ABSLI Wealth Secure Plan are only the names of the Company and
Policy respectively and do not in any way indicate their quality, future prospects or returns. The name of the funds offered in this plan does
not in any way indicate their quality, future prospectsor returns. In this plan, the investment risk in the investment funds chosen by you is
borne by you. Investment funds are subject to investment risks and unit prices may go up or down reflecting the market value of the
underlying assets. Past performance is no guarantee of future results. The charges are guaranteed throughout the term of the policy unless
specifically mentioned and subject to IRDAI approval. The value of the investment fund reflects the value of the underlying investments.
These investments are subject to market risks and change in fundamentals such as tax rates, etc affecting the investment portfolio.
The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of
the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder
is responsible for his/her decisions. There is no guarantee or assurance of returns above the guaranteed returns from the investment funds.
GST and any other applicable taxes levied as per extant tax laws shall be deducted from the premium or from the allotted units as
applicable. For more details on risk factors, terms and conditions please refer to the sales brochure carefully before concluding the sale.
Tax benefits are subject to changes in the tax laws. For more details and clarification call your ABSLI Insurance Advisor or visit our website
and see how we can help in making your dreams come true. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life
Insurance Company Limited) Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat
Marg, Elphinstone Road, Mumbai -400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/11/19-20/1235 VER1/NOV/2019