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ABSLI Wealth Max Plan
A non-participating unit linked insurance plan

Have you often wondered about an investment plan, which provides financial protection for your family and earns good returns for you? Presenting Aditya Birla Sun Life Insurance Wealth Max Plan - a single premium unit linked life insurance plan.

Key Features

  • Pay once and reap the benefits of financial growth
  • Flexibility to add top-ups whenever you have additional savings
  • Flexibility of partial withdrawals to meet any emergency fund requirements
  • Tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961(1)

(1)Tax benefits are subject to changes in tax laws. Please consult your Tax Advisor for more details.

This will be added to your policy in the form of additional units.

  • From 6th to 10th policy anniversary - Guaranteed Addition is 0.25% of the average Policy Fund Value in the last 12 months
  • From 11th policy anniversary and every year thereafter - Guaranteed Addition is 0.60% of the average Policy Fund Value in the last 12 months
In the unfortunate event the life insured dies while the policy is in effect, we will pay to the nominee the higher of:

  • Basic Fund Value as on date of intimation of death; or
  • Basic Sum Assured

In addition we will also pay the higher of:

  • Top-up Fund Value as on date of intimation of death; or
  • Top-up Sum Assured

At all times, if the policy has not been discontinued, the Death benefit shall never be less than 105% of basic premiums plus top-up premiums paid up to the date of death

In case of emergencies, you can surrender your policy to us anytime during the policy term. Any such surrender will be treated as mentioned in Policy Discontinuance section in brochure.

You will receive the Basic Fund Value plus the Top-Up Fund Value as of that date at the end of the Policy Term.

ABSLI Accidental Death Benefit Rider Plus (UIN:109C023V02)

In the unfortunate event of death of the life insured due to an Accident within 180 days of occurrence of the accident, we will pay 100% of the rider sum assured to the nominee. Also, we will refund the premiums collected after the date of Accident till date of death, with interest as declared by us from time to time, along with death benefit payable

Please refer to detailed brochures on riders, consult your financial advisor or visit our website for further details.

For more details on the above mentioned benefits, please refer to the product brochure.

Our Policy Charges

The charges under this plan are Premium Allocation Charge, Fund Management Charge, Policy Administration Charge and Mortality Charge.

For more details on these charges, please refer to the product brochure.

Systematic Transfer Option

This option safeguards your wealth against the market volatilities and averages out the risks associated with the equity market.

Self-Managed Option

Under this option, you get access to our well established suite of 16 segregated funds and complete control in how to invest your premiums.

For more details on the plan, please refer to our product brochure.

Entry Age (age last birthday) 30 days2 - 70 years, subject to minimum attained age of 18 at maturity
Policy Term 5 |10 | 15 | 20 years
Premium Paying Term Single pay
Basic Premium
Minimum Rs.100,000 for policy term 5 & 10 years
Minimum Rs.200,000 for policy term 15 & 20 years
Basic Sum Assured
1.25 | 5 | 10 times the Basic Premium

2Risk commences when the life insured attains age 1.

Know more about ulip plans and also calculate the premium with Wealth Calculator

Please click here to Download product brochure
Please click here to download policy contract

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating unit linked life insurance savings plan. Aditya Birla Sun Life Insurance and ABSLI Wealth Max Plan are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The name of the funds offered in this plan does not in any way indicate their quality, future prospects or returns. The charges are guaranteed throughout the term of the policy unless specifically mentioned and subject to IRDAI approval. The value of the segregated fund reflects the value of the underlying investments. These investments are subject to market risks and change in fundamentals such as tax rates etc affecting the investment portfolio. Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of the fund and factors' influencing the capital market and the insured is responsible for his or her decision. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document.The various funds offered under this contract are the names of the funds and do not any way indicate the quality of these plans, their future prospects and returns. The Past performance of the Unit linked fund(s) of the company is not necessarily indicative of the future performance of any of these Unit linked fund(s). For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. There is no guarantee or assurance of returns above the guaranteed returns from the segregated funds. GST and any other applicable taxes levied as per extant tax laws shall be deducted from the premium or from the allotted units as applicable. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For more details and clarification call your ABSLI Insurance Advisor or visit our website and see how we can help in making your dreams come true. Insurance is the subject matter of solicitation.Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 ADV/2/19-20/1892 VER2/FEB/2020

UIN: 109L073V05