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ABSLI Wealth Max Plan
A unit linked life insurance plan

Have you often wondered about an investment vehicle, which provides financial protection for your family and earns good returns for you? Wouldn't you want an insurance plan which helps you realize your financial dreams? Introducing the Aditya Birla Sun Life Insurance Wealth Max Plan - a single premium unit linked insurance plan.

Key Features

  • Pay once and reap the benefits of financial growth
  • Flexibility to add top-ups whenever you have additional savings
  • Flexibility of partial withdrawals to meet any emergency fund requirements
  • Tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961(1)

(1)Tax benefits are subject to changes in tax laws. Please consult your tax advisor for more details.

You are rewarded for policy continuance in the form of additional units being added to your policy.
In the unfortunate event the life insured dies while the policy is in effect, we will pay to the nominee the greater of Basic Fund Value as on date of intimation of death; or Basic Sum Assured Plus higher of the Top-up Fund value as on date of intimation of death or Top-up Sum Assured. Death Benefit shall never be less than 105% of total premiums paid to date (excluding any applicable underwriting extras).
In case of emergencies, you can surrender your policy to us anytime during the policy term. Any such surrender will be treated according to the complete withdrawal as mentioned in Policy Discontinuance section in brochure.

You will receive the Fund Value at maturity. You can choose to receive the Maturity Benefit as lump sum or as periodic installments over a period of 5 years from date of maturity through settlement option.

For more details on the above mentioned benefits, please refer to the product brochure.

Our Policy Charges

The charges under this plan are Premium Allocation Charge, Fund Management Charge, Policy Administration Charge and Mortality Charge.

For more details on these charges, please refer to the product brochure.

Systematic Transfer Option

This option safeguards your wealth against the market volatilities and averages out the risks associated with the equity market.

Self-Managed Option

Under this option, you get access to our well established suite of 16 segregated funds, complete control in how to invest your premiums.

For more details on the plan, please refer to our product brochure.

Entry Age (age last birthday) 30 days* - 70 years, subject to minimum attained age of 18 at maturity
Policy Term 5 |10 | 15 | 20 years
Premium Paying Term Single pay
Basic Premium
Minimum Rs.100,000 for policy term 5 & 10 years
Minimum Rs.200,000 for policy term 15 & 20 years
Basic Sum Assured
1.25 | 5 | 10 times the Basic Premium

*Risk commences when the life insured attains age 1

Know more about ulip plans and also calculate the premium with Wealth Calculator

Please click here to Download product brochure
Please click here to download policy contract

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a non-participating unit linked life insurance savings plan. Aditya Birla Sun Life Insurance and ABSLI Wealth Max Plan are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The name of the funds offered in this plan does not in any way indicate their quality, future prospects or returns. The charges are guaranteed throughout the term of the policy unless specifically mentioned and subject to IRDAI approval. The value of the investment fund reflects the value of the underlying investments. These investments are subject to market risks and change in fundamentals such as tax rates, etc. affecting the investment portfolio. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his/her decisions. There is no guarantee or assurance of returns above the guaranteed returns from the investment funds. GST and any other applicable taxes levied as per extant tax laws shall be deducted from the premium or from the allotted units as applicable. For more details on risk factors, terms and conditions please refer to the sales brochure before concluding the sale. Tax benefits are subject to changes in the tax laws. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/4/18-19/4632 VER1/MAR/2019

UIN: 109L073V04