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A plan that provides guaranteed regular payouts for life’s regular needs


Fulfill the dreams and aspirations of your family with the Vision MoneyBack Plus Plan by Aditya Birla Sun Life Insurance. It is a traditional participating plan, which provides you with regular liquidity to meet your financial requirements along with adequate life cover against any unfortunate event.
Let's understand this plan with the help of an example
Vikas at age 35 chooses to buy ABSLI Vision MoneyBack Plus Plan for a policy term of 20 years for a Sum assured of Rs. 2,50,000. Based on his life stage, his annual premium per year is set at Rs. 26,225 which he has to pay for 10 years. Since he chose to receive the guaranteed survival benefit every 5th year, he will receive Rs. 37, 500 in 5th year. The amount will increase to Rs. 50,000, Rs. 62,500 & Rs. 1,00,000 in 10th, 15th & 20th year respectively. Total Maturity Benefit he can expect at the end of a 20 year term at 8% interest will be Rs. 2,25,000. & @ 4% Rs. 50,000.

In case of Vikas's untimely demise, his family will receive the guaranteed Death Benefit of Rs. 262,248 plus accrued regular bonus, hence total death benefit paid to the nominee is Rs. 4,87,248 at 8% interest and Rs. 312,248 @ 4% interest rate.

Note: The rates mentioned above are bound to change in the future.These assumed rates of return shown in the illustration above are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance
Please contact the company for final rates applicable to you at the time of purchase.
How does the plan work?
Step 1 Choose the Sum Assured
Step 2 Choose the Policy Term & intervals for regular payouts
Step 3 Choose the Premium paying term
Quick View
Entry Age (age on last birthday)
13 – 45 years
Policy Term
20, 24, 25 years
Premium Paying Term
10 years for a 20 year policy term
12 years for a 24 or 25 year policy terms
Minimum Sum Assured
Rs. 1,00,000
Premium Frequency
Annual, Semi-annual, Quarterly and Monthly
This is a traditional participating life insurance plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life insured (including minors) will commence on the policy issue date. For details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. Tax benefits are subject to changes in the tax laws.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the company (ABSLI). If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.

Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 ADV/10/16-17/10110 VER1/OCT/2016
Unique No.: 109N093V03