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Rural Solutions


India's rural hinterland teems with most of the country's population. In several areas of the country's villages, basic infrastructure for travel, food, health and banking have still not reached the masses. As compared to their urban counterparts, the rural masses have lower access to the tools and remedies that make life much easier.  

Hence, the risks associated with poor health and life expectancy are magnified and mostly, unaccounted for. Hence, Aditya Birla Sun Life Insurance launched a unique rural life insurance programme in the year 2001 to provide a much-needed bouquet of insurance products to the villages of India. There are four rural insurance plans currently being offered, including an endowment product that provides life coverage and returns on the maturity of the plan. This is an extremely popular policy and has been well received all over the country.

Buoyed by interest and the response to its plans, Aditya Birla Sun Life Insurance launched two micro insurance products in 2008 which provide a return of premium and also a pure term plan.
Plan BenefitPlan Name
This plan provides the security of life insurance cover and also guarantees the refund of premiums paid by you on maturity. ABSLI Bima Dhan Sanchay
A simple and convenient life insurance plan with no medical tests and minimum documentation that helps you secure your family’s future. ABSLI Bima Suraksha Super
A three year plan with death, maturity and surrender benefits designed especially for the rural population. ABSLI Bima Kavach Yojana
You choose the premium amount you wish to pay from a minimum of Rs. 250 to a maximum of Rs. 2,500 in multiple of Rs. 50. You are required to pay the premium only once as this is a single pay plan. Service Tax and Education Cess and any other applicable taxes will be added to your premium and levied as per extant tax laws. ABSLI Grameen Jeevan Raksha Plan