ABSLI Vision Star Plan

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Aditya Birla Sun Life Insurance Company Limited

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Plan for success, no matter what your child's passion

We understand that you always want to give your child the best of everything. From the moment you hold your baby so carefully in your arms, you want to protect him/her from the vulnerability and uncertainties of life. You question yourself time and again, 'Have I done enough? Am I prepared to fulfill every single dream of my child?'

As your child grows up and looks for success in this fast-paced world, he will always look up to you for support and inspiration. He may want to discover his true passion and explore unconventional career options. He might want to try new things until he is sure about his career path. You will need to keep pace with his changing goals, you will need a plan that gives your child the confidence to pursue and discover his/her real passion. Presenting, BSLI Vision Star Plan, so that you can ensure that your child doesn't miss out on opportunities due to insufficient funds.

An illustration for you:

If at the age of 32, when your child is just born, you start investing a fraction of your income – Rs. 5,000 monthly, for a period of 12 years with a sum assured of Rs. 8,89,683. It will strengthen your child's wings when he is ready to take flight towards a better tomorrow. He will receive payouts for his significant milestones:

At the age of 17 years & 19 years, when your child's dreams are finally taking shape. You can get an amount of approx Rs. 1.78 Lakhs
At the age of 21 years, you get an amount of approx Rs. 2.67 Lakhs to support him as he goes after his dreams.
And finally on your child turning 23, you get an amount of approx Rs. 12 Lakhs @ 8% interest rate and Rs. 4.3 lakhs @ 4% to give him the right platform as he takes off in his career.

All this while, you have the flexibility to get the benefits of your payouts as per your child's need, and deferring the payouts if required. During this time, if something happens to you, the policy continues in your absence and your child receives the amount he is eligible for, at the time of payouts as decided by you.

Thus, you can relax with the surety that your child will never have to compromise on his dreams.

Note: Illustration is assuming 8% and 4% return and in Option A as mentioned above. These assumed rates of return shown in the illustration above are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance

Steps to buy

Give your loved ones the power to dream in just 3 simple steps.

Step 1	Choose your Sum Assured

Step 2	Choose your Assured Payout Option

Step 3	Choose your Premium Paying Term

Please refer to the product brochure for details.

Quick View

Entry Age (Age on last birthday)	:	18 – 55 years
Max Maturity Age	:	75 years
Minimum Policy Term	:	For Option A - 16 years (maximum of 23 years) For Option B - 14 years (maximum of 21 years)
Premium Paying Term	:	5 -12 years
Minimum Sum Assured	:	Rs. 100,000
Premium Frequency	:	Annual, Semi-annual, Quarterly & Monthly

Please refer to the product brochure for details.

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Disclaimer

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. Some benefits are guaranteed and some benefits are variable with bonuses based on the future performance of the participating business and economic conditions. If your policy offers guaranteed returns then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future performance of the participating business. This is a traditional participating life insurance plan. All terms & conditions are guaranteed throughout the policy term, except for the bonuses which would be declared at the end of each financial year. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws.An extra premium may be charged as per our then existing underwriting guidelines for substandard lives, smokers or people having hazardous occupations etc. The insurance cover for the life insured (including minors) will commence on the policy issue date. Tax benefits are subject to changes in the tax laws. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration no.109 VER2/JUNE/2017

IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call number.

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