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A Plan that offers a fixed cash amount in the event of hospitalization, so that you can spend time with your loved ones on the path of recovery, instead of thinking about hospital bills.

 

Benefits of Hospital Plus Plan
 
  • Daily Hospitalization Cash Benefit (DHCB) : On the hospitalization of a Life Insured for a period of more than 48 hours, you will receive the Daily Hospitalization Cash Benefit (DHCB) per life for each Day in Hospital retrospectively. An additional 100% of the chosen Daily Hospitalization Cash Benefit (DHCB) per life is paid for each Day of stay in the intensive care unit (ICU), provided the life assured qualifies for the Daily Hospitalization Cash Benefit (DHCB).


  • Accidental Hospitalization Benefit: On the hospitalization of a Life Insured due to an accident, you will receive Accidental Hospitalization Benefit in addition to DHCB, provided the life insured qualifies for the Daily Hospitalization Cash Benefit (DHCB).

  • No Death & Maturity Benefits: There is no death and maturity benefit payable under this plan.

  • Recuperative Benefit:On the hospitalization of a Life Insured for consecutive 10 days or more and where the Daily Hospitalization Cash Benefit is payable by us for the same hospitalization, a lump sum amount will be paid as Recuperative Benefit per life after being discharged from the hospital.


Benefit
Benefits (per life) under
Benefit Option A
Benefit Option B
Benefit Option C
Benefit Option D
Sum Assured
Rs. 75,000
Rs. 2,25,000
Rs. 3,75,000
Rs. 5,62,500
Daily Hospitalization
Cash Benefit (DHCB)
Rs. 1,000 per Day
Rs. 3,000 per Day
Rs. 5,000 per Day
Rs. 7,500 per Day
In Intensive
Care Unit (ICU)
Additional Amount equal to DHCB
Accidental
Hospitalization
Benefit (AHB)#
Rs. 1,000 per Day
Rs. 3,000 per Day
Rs. 5,000 per Day
Rs. 7,500 per Day
Recuperative
Benefit (RB)#
Rs. 1,000
Rs. 3,000
Rs. 5,000
Rs. 7,500

#These benefits are in addition to DHCB and are applicable only if DHCB is payable for the event.

*This benefit option D will not be available if proposer and/or any of the family members is above age 50 years (age last birthday) at the original policy inception date. Maximum Sum Assured for age above 50 years (age last birthday) is Rs.375,000 per life at the original policy inception date (under Benefit Option C).


For more details on benefits please refer to product & rider brochures, consult your financial advisor or visit our website for further details.
 


 
Disclaimer
This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a traditional health insurance plan. All terms & conditions are guaranteed throughout the policy term. Service Tax and Education Cess and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. For more details on risk factors, terms and conditions, please refer to the sales brochure before concluding the sale. Tax benefits are subject to changes in the tax laws. Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. CIN: U99999MH2000PLC128110 Registration No. 109. ADV/12/15-16/8733 VER1/JAN/2016

IRDAI hereby clarifies to the public that
  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums
  • IRDAI does not announce any bonus.
Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.
Unique No.: 109N101V01