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ABSLI Hospital Plus Plan
A fixed benefit health plan

You always strive to secure yourself and your loved ones' life with the best healthcare facilities and insurance plans. However your regular plan doesn't cover the added non-medical expenses.

Presenting Aditya Birla Sun Life Insurance Hospital Plus Plan which offers a fixed cash amount in the event of hospitalization, so that you can spend time with your loved ones on the path of recovery, instead of thinking about hospital bills. Aditya Birla Sun Life Insurance Hospital Plus Plan, acts as a supplement to your Health Insurance Policy and helps you financially to mitigate additional expenses. Now leave all your worries aside and enjoy the best medical care experience available to you.

Key Features

  • Fixed cash on Hospitalization: irrespective of actual costs and paid in addition to any other medical plans
  • Accidental hospitalization: Additional benefit in case of hospitalization due to an accident
  • Choice of Benefit: flexibility of choosing from 4 Benefit Options to suit your needs
  • Family Cover: For a family, but without any limit on aggregate payments
  • Tax benefit: as per section 80D of the Income Tax Act, 1961

(1)Tax benefits are subject to changes in tax laws. Please consult your tax advisor for more details.
On the hospitalization of a Life Insured for a period of more than 48 hours, you will receive the Daily Hospitalization Cash Benefit (DHCB) per life for each Day in Hospital retrospectively. An additional 100% of the chosen Daily Hospitalization Cash Benefit (DHCB) per life is paid for each Day of stay in the intensive care unit (ICU), provided the life assured qualifies for the Daily Hospitalization Cash Benefit (DHCB).
On the hospitalization of a Life Insured due to an accident, you will receive Accidental Hospitalization Benefit in addition to DHCB, provided the life insured qualifies for the Daily Hospitalization Cash Benefit (DHCB).
There is no death and maturity benefit payable under this plan.

On the hospitalization of a Life Insured for consecutive 10 days or more and where the Daily Hospitalization Cash Benefit is payable by us for the same hospitalization, a lump sum amount will be paid as Recuperative Benefit per life after being discharged from the hospital.

This benefit will be equivalent to the Daily Hospitalization Benefit payable for one day only as per the Benefit Option chosen.

Benefit
Benefits (per life) under
Benefit Option A Benefit Option B Benefit Option C Benefit Option D*
Sum Assured Rs. 75,000 Rs. 2,25,000 Rs. 3,75,000 Rs. 5,62,500
Daily Hospitalization Cash Benefit (DHCB) Rs. 1,000 per Day Rs. 3,000 per Day Rs. 5,000 per Day Rs. 7,500 per Day
In Intensive Care Unit (ICU)
Additional Amount equal to DHCB
Accidental Hospitalization Benefit (AHB)# Rs. 1,000 per Day Rs. 3,000 per Day Rs. 5,000 per Day Rs. 7,500 per Day
Recuperative Benefit (RB)# Rs. 1,000 Rs. 3,000 Rs. 5,000 Rs. 7,500

#These benefits are in addition to DHCB and are applicable only if DHCB is payable for the event.

*This benefit option D will not be available if proposer and/or any of the family members is above age 50 years (age last birthday) at the original policy inception date. Maximum Sum Assured for age above 50 years (age last birthday) is Rs.375,000 per life at the original policy inception date (under Benefit Option C).

For more details on benefits please refer to product & rider brochures, consult your financial advisor or visit our website for further details.

Please click here to Download product brochure
Please click here to download policy contract
Disclaimer

This policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This is a traditional health insurance plan. All terms & conditions are guaranteed throughout the policy term. GST and any other applicable taxes will be added (extra) to your premium and levied as per extant tax laws. For more details on risk factors, terms and conditions, please refer to the sales brochure before concluding the sale. Tax benefits are subject to changes in the tax laws. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/1/17-18/1550 VER1/JAN/2018

UIN: 109N101V01