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​A savings plan that gives you periodic payouts and a lump sum at maturity and additions to your investments every  year while providing financial security to your loved ones
Bachat Money Back.jpg

While you work hard and save regularly to ensure your family's financial security, we understand that you would also like your hard earned money to grow. Wouldn't it be great if your savings would offer payouts at regular intervals also? Presenting the BSLI Bachat (Moneyback) Plan - a plan that grows your savings and gives you money back at regular intervals.
BSLI Bachat (Moneyback) Plan - A step-by-step savings plan
The BSLI Bachat (Moneyback) Plan secures your family's future by not just growing your regular savings, but by providing you money at regular intervals as well. You also get the security of a life cover through the tenure of the policy.

• Grow your regular savings
• Receive survival benefits at regular intervals
• Safety and liquidity of savings
• Life cover to secure your family's future

How BSLI Bachat (Moneyback) Plan works:
You choose your Monthly Base Premium amount that belongs to one of the following bands:

• Band 1: Rs. 400 - Rs. 599 per month
• Band 2: Rs. 600 - Rs. 899 per month
• Band 3: Rs. 900 and above per month

Once you have chosen your premium amount, you receive a series of benefits as follows:
1.     You will get a life cover for the financial security of your family.
2.     You stand to receive premium rebates for choosing annual and semi-annual mode of payment. You get a rebate of 4% if you choose to pay annually, and 2% for semi-annually.
3.     You will receive a regular payout equal to 20% of Monthly Base Premiums paid, on the 5 , 10 and 15 policy anniversary.
4.     On maturity, you will receive a lump sum which you can use to fulfill your dreams and goals.
5.     You have the advantage of liquidity on your savings to access your money any time you need it after three policy years.
6.     You have the option of double life cover in case of accidental death, for a nominal additional premium, to ensure enhanced financial security of your family.
Plan Summary
Age at Entry
13 - 60 years
Policy Term
20 years
Premium Pay Term
20 years
Monthly Base Premium
Rs. 400 - Rs. 5,000
Sum Assured
Up to 180 times Monthly Base Premium
Premium Payment Frequency
Monthly, Quarterly, Semi-annual and Annual
Entry Age
13 to 40
41 to 50
51 to 60
Sum Assured
180 x MBP
120 x MBP
60 x MBP
Now you can build a corpus through regular systematic savings, and also receive regular payouts to meet your financial requirements at various stages in life. With BSLI Bachat (Moneyback) Plan, safeguard your family's dreams and aspirations by saving as little as Rs. 400 per month.
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a non-participating traditional insurance plan. All terms & conditions are guaranteed throughout the policy term except for the Bachat Addition Rate which will vary from year to year and be declared by BSLI on April 1st of every calendar year. Future Survival Benefits are paid only if the Guaranteed Surrender Benefit exceeds the Survival Benefit payable. BSLI reserves the right to recover levies such as the Service Tax and Education Cess levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. This brochure contains only the salient features of the plan. For further details please refer to the policy contract. Tax benefits are subject to changes in the tax laws. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale’. Insurance is the subject matter of the solicitation.
Unique No.: 109N057V01