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​A plan that not only gives you a guaranteed maturity amount but also enhances your investment with periodic additions while providing financial security to your family
What are your benefits with BSLI Bachat (Endowment) Plan?
 
Maturity Benefit:
On maturity, you will receive:
All Monthly Base Premiums paid + All Bachat Additions earned + Loyalty Addition
 
Death Benefit:
In the unfortunate event of death, the nominee will receive:
All Monthly Base Premiums paid (or Sum Assured, if higher) + All Bachat Additions earned + Loyalty Addition
 
Surrender Benefit:
On surrender, you will receive:
All Monthly Base Premiums paid from the 2nd year onwards x the surrender factor below; plus
After the 10th policy year, all Bachat Additions earned; plus
After the 15th policy year, the Loyalty Addition
 
The surrender factor is 100% after completing 10 policy years, otherwise it is
 
Policy Year of Surrender
3
4
5
6
7
8
9
10+
Surrender Factor
30%
40%
50%
60%
70%
80%
90%
100%
 
For Bachat Endowment Plan, the Bachat Addition Rate w.e.f. April 1, 2013 till notified are:
 
Band
I
II
III
For policies with MBP (in Rs.)
400 to 599
600 to 899
900 +
Bachat Addition Rate
5.50%
5.75%
6.00%
 
 
 
Disclaimer
Benefits are guaranteed throughout the policy term except for the Bachat Additions which will vary based on the rates declared by the company from time to time. Tax benefits are subject to changes in tax laws. Insurance is the subject matter of the solicitation. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale.
Unique No.: 109N056V01