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​​With BSLI Guaranteed Wealth Plan, you get guaranteed returns to help you achieve your financial goals and get life cover too.

Benefits of Guaranteed Wealth Plan

1. Guaranteed Death Benefit
In the unfortunate event of the life insured losing his life, during the policy term, we will pay the nominee the Sum Assured and the Survival Additions accrued till date. If the life insured dies after the premium paying term, the nominee shall receive the Sum Assured. For terms and conditions on the Guaranteed Death Benefit, please refer to the product brochure 
2. Guaranteed Survival Benefit
During the premium paying term and while due premiums have been paid in full, your policy will accrue Survival Additions on a monthly basis. In case the life insured survives to the end of premium paying term, we shall pay the sum of all Survival Additions accrued till date, as Guaranteed Survival Benefit, provided all due premiums are paid. The policy continues even after the Guaranteed Survival Benefit is paid 
3. Guaranteed Maturity Benefit
In the event the life insured survives to the end of the policy term, we shall pay Guaranteed Maturity Benefit. The policy shall be terminated once the Guaranteed Maturity Benefit is paid 
4. Reduced Paid-Up Benefits
Here your Sum Assured will be reduced in the proportion of the number of premiums paid to date to the number of premiums payable during the first five years, subject to a maximum of the fully Paid-Up Sum Assured. The Guaranteed Maturity Benefit will be frozen. Accrued Survival Additions to the date of premium discontinuance will not be reduced but there shall be no further accrual. For more details on the Reduced Paid-Up Benefits, please refer to the product brochure 
Tax Benefits 
As per extant tax laws, this plan offers tax benefits under Section 80C and Section 10(10D) of the Income Tax Act, 1961. 
• Under Section 80C, premiums up to Rs. 1,00,000 are allowed as a deduction from your taxable income each year
• Under Section 10(10D), the benefits you receive from this plan are exempt from tax, subject to exclusions mentioned therein
We will only refund the premiums paid to date in the event the life insured dies by suicide, whether medically sane or insane, within one year after the issue date or the reinstatement date of the policy.


Insurance is the subject matter of solicitation. Tax benefits are subject to changes in tax laws. All terms & conditions are guaranteed throughout the policy term. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale’. Registered Office: One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Registration No. 109 Unique No. 109N075V01 ADV/8/12-13/5379 Version No. VER1/Aug/2012
Unique No.: 109N075V01