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​A plan that  provides you a guaranteed amount on maturity along with the chance to earn more while providing financial security to your loved ones
BSLI Guaranteed Bachat Plan
More benefits
The Early Exit Option: An option to exit early is available, if you require it. This reduces your Guaranteed Maturity Benefit and returns the same along with your accumulated survival benefit.

The Surrender Benefit: If at any time you wish to surrender your policy, your policy will acquire a surrender benefit, as long as you have paid your premiums for 3 full years. If you surrender your policy before 10 policy years are complete, you will still receive an amount equal to the base premiums paid, multiplied by a percentage, along with your accumulated survival benefits.

Availability of Loans: Obtain a loan against your policy once you have paid your premiums for 3 full years. The minimum loan granted would be Rs. 5,000 and the maximum - upto 90% of the surrender benefit. An interest rate as declared by us from time to time would be charged on the outstanding loan.
The survival benefits under BSLI Guaranteed Bachat Plan are linked to the annual base premiums and is categorized in 2 bands as follows:
Premium Band
Annual Base Premium
Survival Benefit Rate
(w.e.f July 01, 2013)
Band 1
Rs. 3,600 - Rs. 4,800
Band 2
Rs. 6,000 - Rs. 8,400
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a non-participating traditional insurance plan. All terms & conditions are guaranteed throughout the policy term except for the Survival Benefit which will vary based on the prevailing yield on 10-year Government of India Securities. BSLI reserves the right to recover levies such as the Service Tax and Education Cess levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. This brochure contains only the salient features of the plan. For further details, please refer to the policy contract. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale. Regd. Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Reg No. 109
Unique No.: 109N042V01