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​A plan that  provides you a guaranteed amount on maturity along with the chance to earn more while providing financial security to your loved ones
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When you plan for the future, you would like to be sure that your plans will not fall through due to financial market uncertainties or other factors that are out of your control.

BSLI's Guaranteed Bachat Plan is a regular savings plan which offers you a guaranteed amount on maturity, and more. This plan assures protection for you and your family as well.

Our Guaranteed Bachat Plan is a means to a comfortable and secure future.
Guaranteed future returns and more
BSLI's Guaranteed Bachat Plan offers you a Guaranteed Maturity Benefit which is the sum of all the base premiums that you pay. You receive guaranteed returns on maturity along with the growth in your savings. The Guaranteed Maturity Benefit is based on your current age and policy term. So the younger you are, and the longer you remain with the policy, the greater your returns will be.
Watch your savings grow with freedom to access it
You enjoy an additional survival benefit which is added to your savings at the end of every policy year, from 3rd year onwards. This adds up to form your accumulated survival benefits. Not only do your savings grow, they provide you with the freedom to withdraw cash or offset future premiums. The accumulated survival benefit is payable on maturity, surrender or death.

The minimum amount for cash withdrawals is Rs. 2,500, and future premiums can be offset subject to your accumulated survival benefits being higher than your annual premium.
Guaranteeing a tension free life
BSLI Guaranteed Bachat Plan provides protection for your family assuring you a tension free life. We award you an increase in your existing cover at every policy anniversary, by an amount equaling your annual base premium. The minimum life cover would be five times the annual base premium.
Plan Summary
Entry Age
30 days to 60 years
Policy Term
Minimum: 10 years
Maximum: 70 years - entry age
(Subject to a maximum of 40 years)
Minimum: Rs. 3,600 per annum
Maximum: Rs. 8,400 per annum
You can choose your annual base premiums only in multiples of Rs. 1,200
Premium Paying frequency
Annually, half yearly, quarterly or monthly, as per your convenience
Tax Benefit
Under Section 80C and 10(10D)
Premium and Survival Benefit Bands
Explained below
This policy is underwritten by Birla Sun Life Insurance Company Limited (BSLI). This is a non-participating traditional insurance plan. All terms & conditions are guaranteed throughout the policy term except for the Survival Benefit which will vary based on the prevailing yield on 10-year Government of India Securities. BSLI reserves the right to recover levies such as the Service Tax and Education Cess levied by the authorities on insurance transactions. If there be any additional levies, they too will be recovered from you. This brochure contains only the salient features of the plan. For further details, please refer to the policy contract. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of the solicitation. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale. Regd. Office: One Indiabulls Centre Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai 400013. Reg No. 109
Unique No.: 109N042V01