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A plan that helps you benefit from market fluctuations by investing your money when markets are low and locking in your highest gains with life cover

Benefits of BSLI Foresight Plan

1.Maturity Benefit
You will receive no less than the Guaranteed Minimum Maturity Benefit, as described earlier, if you opt for the Guaranteed Option.
You will receive the Fund Value at maturity, if you are invested in the Self-Managed Option at that time. 
2.Death Benefit
In case of the unfortunate death of the life insured prior to maturity, the nominee will receive the Basic Sum Assured plus the Fund Value as of the date of intimation of death. The Death Benefit shall never be less than 105% of total premiums paid to date (excluding any applicable underwriting extras). Any partial withdrawals made will reduce the Death Benefit by the amount of withdrawal. 
3.Surrender Benefit
In case you require funds to meet any exigency, you can surrender your policy after the completion of five policy years, and receive the Fund Value at that time, plus refund of mortality charges for the remaining term to maturity. 
4.Partial Withdrawals
You can make unlimited partial withdrawals to meet any financial emergencies 
5.Policy Loans
You can meet your financial needs by availing of a loan on your policy.


The investment risk in the investment portfolio is borne by the policyholder. The premium paid in the unit linked insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and the factors influencing the capital market and the policyholder is responsible for his/her decisions. This is a non-participating unit linked life insurance plan. Birla Sun Life Insurance and BSLI Foresight Plan are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The name of the funds offered in this plan does not in any indicate their quality, future prospects or returns. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of solicitation. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale’. Regd. Office: One Indiabulls Centre, Tower 1, 16th floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Reg No. 109
Unique No.: 109L069V01