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In the event that you are hospitalised for treatment, you will receive Daily Cash Benefit to take care of your expenses. In case you are treated in an Intensive Care Unit you will receive an Enhanced Daily Cash Benefit. To help you cover your recuperation expenses, you will be paid a lump sum amount, in case you are hospitalised for more than seven days for the same disease.

Hospital Care 

We all hope to go through life without any health problems, but we all know the importance of planning for such eventualities. If and when that time comes, the high costs of hospitalization and surgeries should be the least of your concerns. ABSLI Hospital Care Rider ensures the only thing your family has to think at that hour… is about you.

Eligibility Criteria

Entry Age 18 – 65 years Maximum age at the end of rider term is 70 years
Rider Term Same as that of the base plan or till the attained age of 70 years of the life insured, whichever is earlier (Minimum: 5 years & Maximum: 52 years)
Premium Paying Term Same as base plan (Minimum: 5 years & Maximum: 52 years)
Pay Mode Same as base plan
Rider Sum Assured Minimum Rs.1,50,000
Maximum Rs.15,00,000 subject to maximum of 100% sum assured of the base plan

We will offer a discount of 5.00% in rider premium p.a. to customers who buy directly from our website.

You may opt for this rider only at the time of policy issue.


You can claim your daily cash benefit in case of hospitalisation for medically necessary treatment of any Illness or Injury for a minimum period of 24 hours payable from the first day for the duration of hospitalisation.

  • Hospital Cash Benefit
  • ICU Benefit
  • Recuperating Benefit

For more details on the benefits, please refer to the brochure.

There are exclusions attached to this Rider. The life assured will not be entitled to any benefits if hospitalization is directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the disease mentioned in the brochure in the exclusion section. For more details on exclusions, please read ABSLI Hospital Care Rider brochure or visit our website before concluding sale.

Please click here for sample policy contract
This rider is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This single pager contains only the salient features of the rider. Tax benefits are subject to changes in the tax laws. For further details please refer to the rider policy contract or call your ABSLI Insurance Advisor or visit our website and see how we can help in making your dreams come true. For more details on risk factors, terms and conditions, please read the rider sales brochure carefully before concluding the sale.Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/12/19-20/1324 VER1/DEC/2019
UIN: 109B016V03