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On diagnosis of any of the four illnesses - Heart Attack, Cancer, Major Organ Transplant and Stroke, you will receive upto 100% of the Rider Sum Assured.

Today with the spiraling costs of medication, the financial burden of getting treated for any major illness or getting a surgery done, can be debilitating. You may not be able to prevent yourself from this uncertainty however with ABSLI Critical Illness Rider you can protect yourself from its cost.

Eligibility Criteria

Entry Age 18 - 65 years Maximum age at the end of rider term is 70 years
Rider Term Same as that of the base plan or till the attained age of 70 years of the life insured, whichever is earlier (Minimum: 5 years and Maximum: 52 years)
Premium Paying Term Same as base plan (Minimum: 5 years & Maximum: 52 years)
Pay Mode Same as base plan
Rider Sum Assured Minimum Rs.75,000 | Maximum Rs.50,00,000 subject to maximum of 100% sum assured of the base plan

We will offer a discount of 5.00% in rider premium p.a. to customers who buy directly from our website.
You may opt for this rider only at the time of policy issue.


ABSLI Critical Illness rider covers 4 major illnesses.
  • First Heart Attack of Specified Severity
  • Cancer of Specified Severity
  • Stroke Resulting In Permanent Symptoms
  • Major Organ / Bone Marrow Transplant

In the unfortunate event that the life insured is diagnosed to be suffering from any one of the above 4 critical illnesses, we will pay 100% of the rider sum assured on survival of 30 days following the date of confirmed diagnosis

There are exclusions attached to this Rider. The life insured will be entitled to receive the benefit if the critical illness does not result either directly or indirectly from any one of the causes listed in the brochure in exclusion section. For more details on exclusions, please read Rider brochures or visit our website before concluding sale.

Please click here for sample policy contract
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/4/17-18/2247 VER1/APR/2018
UIN: 109B019V03