Skip Ribbon Commands
Skip to main content
In the event of death due to an accident, your nominee will receive the chosen Rider Sum Assured up to a maximum of Rs. 50,00,000. In the event of disability due to an accident, you will receive a fixed percentage of the Rider Sum Assured, depending on the type of injury.

Life is full of uncertainties; you never know what will happen next. Accidents are common now-a-days and an accident can prove to be fatal for an individual, affecting the family emotionally as well as economically. The severity is more if you are not prepared for it. ABSLI Accidental Death and Disability rider is an easy, inexpensive way of providing additional financial security for your family in the event of your untimely accidental death or disability.

Eligibility Criteria

Entry Age 18 - 65 years Maximum age at the end of rider term is 70 years
Rider Term Same as that of the base plan or till the attained age 70 of the life insured, whichever is earlier (Minimum: 5 years & Maximum: 52 years)
Premium Paying Term Same as base plan (Minimum: 5 years & Maximum: 52 years)
Pay Mode Same as base plan
Rider Sum Assured Minimum Rs.75,000 | Maximum Rs.50,00,000 subject to maximum of 100% sum assured of the base plan

We will offer a discount of 5.00% in rider premium p.a. to customers who buy directly from our website.

You may opt for this rider only at the time of policy issue.


ABSLI Accidental Death and Disability rider covers the following insured events:
  • Accidental Death: In the unfortunate event the death of the life insured within 180 days of the occurrence of an accident, we will pay rider sum assured to the nominee.
  • Accidental Disability: In the event of disability due to accident which is established 180 days following the date of the event, we will pay life insured a percentage of rider sum assured, based on the description of bodily injury as mentioned in the brochure.

For the detailed information on the benefits, please refer to the brochure.

There are exclusions attached to this Rider. The life insured will not be entitled to any benefits for any death directly or indirectly due to caused, occasioned, accelerated or aggravated by any of the conditions mentioned in the brochure in the exclusion section. For more details on exclusions, please read Rider brochures or visit our website before concluding sale.

This rider is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). This single pager contains only the salient features of the rider. Tax benefits are subject to changes in the tax laws. For further details please refer to the rider policy contract or call your ABSLI Insurance Advisor or visit our website and see how we can help in making your dreams come true. For more details on risk factors, terms and conditions, please read the rider sales brochure carefully before concluding the sale.Aditya Birla Sun Life Insurance Company Limited (Formerly Birla Sun Life Insurance Company Limited) Registered Office: One Indiabulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai – 400013. IRDAI reg no.109 CIN: U99999MH2000PLC128110 ADV/12/19-20/1320 VER1/DEC/2019
UIN: 109B018V03