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A whole life plan that gives you a guaranteed amount  as retirement corpus and also allows you to enhance the financial security for your loved ones
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You work hard to provide your family the best of everything, along with saving for your retirement years. You wish for a plan that lets you live your golden years with the same comfort and lifestyle, without any compromises. Presenting the BSLI Dream Life Plan - a plan that suits your needs and gives you the freedom to live life confidently.
 
This plan offers you:
 
·          Guaranteed Savings Amount on the date of your choice
·          Whole life cover
·          Choice of Pay Term
·          Enhanced financial security for your loved ones
 
How BSLI Dream Life Plan works:
 
1. You select the Guaranteed Savings Date that suits your retirement objectives.
2. You select the Basic Premium you want to pay every year.
3. You select the number of years you want to pay your premiums, and select your Pay Term from options of 5-Pay / 10-Pay / 15-Pay / 20-Pay / To Guaranteed Savings Date.
4. You will receive Basic Sum Assured which is the minimum death benefit payable on the demise of the life insured. The Basic Sum Assured is automatically determined as your Basic Premium multiplied by:
 · The higher of 10 or the number of years to attain age 70 divided by 2, for entry ages below 45; or
 · The higher of 7 or the number of years to attain age 70 divided by 4, for entry ages 45 and above
5. You have the option to choose Enhanced Sum Assured to increase the financial security for your loved ones. This increases your life cover over and above the Basic Sum Assured at a nominal cost.
6. You have the option to choose from our range of riders to further customise the financial security
 
Plan Summary
 
Policy Term
Whole life
Entry Age
18 to 45 years
18 to 50 years
18 to 55 years
18 to 60 years
Guaranteed Savings Date
To age 55
To age 60
To age 65
To age 70
Basic Premium
Minimum Rs. 12,000 p.a. if paid annually
Minimum Rs. 15,000 p.a. if paid semi-annually
Minimum Rs. 20,000 p.a. if paid quarterly
Minimum Rs. 24,000 p.a. if paid monthly
Pay Term
Short Pay – 5 years
Short Pay – 10, 15 or 20 years
To Guaranteed Savings Date
From entry age 30
From entry age 18
From entry age 18
Premium Payment Frequency
Monthly, Quarterly, Semi-annually or Annually
Enhanced Sum Assured
Minimum Rs. 50,000
Subject to a maximum of 30 years to Guaranteed Savings Date
 
Insurance Dictionary
 
Premium: The periodic payments made to acquire the insurance and maturity benefits
Policy Term: Total benefit tenure of the policy
Policy Surrender: Voluntary closure of policy before completion of policy term
Maturity Benefit: The final amount which the customer receives at the end of policy term
Rider: Additional protection for an extra premium on the base policy
Disclaimer
Birla Sun Life Insurance - BSLI Dream LIfe Plan - are only the names of the Company and Policy respectively and do not in any way indicate their quality, future prospects or returns. The premium paid in unit linked life insurance policies are subject to investment risk associated with capital markets and the unit price of the units may go up or down based on the performance of investment fund and factors influencing the capital market and the policyholder is responsible for his / her decisions. Tax benefits are subject to changes in the tax laws. Insurance is the subject matter of solicitation. Investment risk in the investment portfolio is borne by the policyholder. For more details on risk factors , terms & conditions , please read sales brochure carefully before concluding the sale’. Regd. Office: One Indiabulls Centre, Tower 1, 16th floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400 013. Reg No. 109
Unique No.: 109L064V01